The Center for Social Development is broadly engaged in designing and testing social innovations that promote full inclusion, fair treatment, and achievement of one’s full potential. Our research is transdisciplinary and encompasses seven primary areas.

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Research from 2024

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Child Savings Accounts and Other Tax-Advantaged Accounts Benefiting American Children: Testimony Before the U.S. Senate Committee on Finance, William Elliott

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Reflections, Accomplishments, and Opportunities: The CSD Annual Letter, Michael Sherraden

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Report on a Seminar on Financial Capability and Asset Building Organised for Social Work Practitioners, Augustina Naami, Mavis Dako-Gyeke, Abigail A. Mills, and Abena Ampomah

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Wealth-Building for All Children: Convergence and Evidence to Support a Nationwide Policy, Jin Huang, Trina R. Shanks, Margaret M. Clancy, William Elliott III, and Michael Sherraden

Research from 2023

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Advancing Racial Equity Through Community Land Trusts, Amal Alzhrani, Brittany Kiefer, Da-yup Kim, and Gabby Eissner

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Child Well-Being Policies in Post-Soviet Countries: The Potential of Child Development Accounts, Aytakin Huseynli and Michael Sherraden

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Comments on Receiving the Distinguished Career Achievement Award of the Society for Social Work and Research, Michael Sherraden

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HomeGrown StL 5th Annual Regional Summit on the State of Opportunity for Black Boys and Young Men: Organizing for Solutions That Unleash the Elite Potential of Young Black Males, Sean Joe, Maribeth Clifton, and Demeisha Carlton-Brown

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Linkage Fees: A Vehicle for Financing Affordable Housing, Lillian Murphy, Stanford Cooper, and Russell Beckham

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My Alfond Grant CDA: Experience From 10 Years of Automatic Deposits for All Maine Newborns, Colleen J. Quint and Margaret M. Clancy

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Racially Restrictive Covenants: A Story of Segregation, Disinvestment, and Lingering Implications, Fadya Al Hammam, Janeka Haden, Livi Logan-Wood, and Joseph Roeder

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Welcome Home: A Policy Briefing Book for Housing Opportunity in St. Louis County, Molly W. Metzger

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Zoning: Issues and Reform, Olivia Borland, Casey Kohlstruk, and Lindsay Owens

Research from 2022

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Child Development Accounts Reach Over 15 Million Children Globally, Li Zou and Michael Sherraden

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Economic Security From an Asset Perspective, William Elliott III

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Financial Capability and Asset Building in Social Work Practice, Michael Sherraden

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Financial Facts: SEED OK Child Development Accounts at Age 14, Margaret M. Clancy, Sondra G. Beverly, Mark Schreiner, Jin Huang, and Michael Sherraden

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Global Child Development Accounts: A “Moon Shot” to Develop Every Child and the Planet, Michael Sherraden and Li Zou

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Policy Design for Child Development Accounts: Parents' Perceptions, Sondra Beverly, Jin Huang, Margaret M. Clancy, and Michael Sherraden

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Preparing Social Workers to Improve People’s Finances, Margaret S. Sherraden

Research from 2021

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A Long-Term Experiment on Child Development Accounts: Update and Impacts of SEED for Oklahoma Kids, Jin Huang, Sondra G. Beverly, Margaret M. Clancy, and Michael Sherraden

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Building Financial Capability and Assets for Disadvantaged Entrepreneurs, Jin Huang and Baorong Guo

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Environment and Health in Nigeria: Capacity and research Development, Christine C. Ekenga, Lisa Reyes Mason, and Adetoun Mustapha

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FCAB Africa: Advancing Financial Stability, Security, and Well-Being, Center for Social Development

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FCAB Africa: Summary of Achievements as of July 2021, Center for Social Development

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Financial Capability and Asset Building: Achievements, Challenges, and Next Steps, Johnson Lissa, Margaret S. Sherraden, Gena Gunn McClendon, Julie Birkenmaier, Jodi Frey, Christine Callahan, and Jin Huang

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Financial Facts from the SEED for Oklahoma Kids Child Development Account Experiment, Center for Social Development

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Financial Outcomes in a Child Development Account Experiment: Full Inclusion, Success Regardless of Race or Income, and Investment Growth for All, Margaret Clancy

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HomeGrown StL 4th Annual Regional Summit on the State of Opportunities for Black Boys and Young Men: Closing the Health, Growth, and Opportunity Gaps, Sean Joe, Maribeth Clifton, and Demeisha Carlton-Brown

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In the Community: Over 25 Years of Inquiry, Innovation, and Impact, Center for Social Development, Washington University in St. Louis

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Lessons on Policies That Strengthen Household Financial Resilience to Overcome Shocks: A Keynote Address by Dr. Mahamudu Bawumia, Vice President of the Republic of Ghana, Mahamudu Bawumia PhD

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MI-SEED Investment Funds and Account Growth: Implications for Achieving Higher Rates of Return in CDA Programs, Trina R. Shanks and Patrick Meehan

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Redesigning College Savings (529) Plans to Achieve Inclusive Child Development Accounts: A Policy Brief Developed by CDA Experts and Researchers, José Cisneros, Margaret M. Clancy, William Elliott III, Amanda Feinstein, Martha Kanter, Muneer Karcher-Ramos, Clint Kugler, Julie Peachey, Colleen Quint, Thomas M. Shapiro, and Michael Sherraden

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Reflections of a Central Bank Governor, Ernest K. Addison

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Targeted Deposits in Pennsylvania’s Keystone Scholars Child Development Account Program, Anne Dececco, Julie Peachey, and Margaret M. Clancy

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The Case for a Nationwide Child Development Account Policy: A Policy Brief Developed by CDA Experts and Researchers, José Cisneros, Margaret M. Clancy, William Elliott III, Amanda Feinstein, Martha Kanter, Muneer Karcher-Ramos, Clint Kugler, Julie Peachey, Colleen Quint, Thomas M. Shapiro, and Michael Sherraden

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Toward Finance as a Public Good, Jin Huang, Margaret S. Sherraden, and Michael Sherraden

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Two Extraordinary Days for Race and Electoral Democracy in America, Michael Sherraden

Research from 2020

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Accountable Policing: Policies to Advance the Personal Safety of Black Boys and Young Men, Robert Motley

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A Framework for Explaining Black–White Inequality in Homeownership Sustainability, Chunhui Ren

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Asset-Building Policy in Korea: Innovation for Social Development, Michael Sherraden

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Cash Transfers and Health, Sicong Sun, Jin Huang, Darrell Hudson, and Michael Sherraden

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Chıld Development Accounts: A Policy Design and Opportunity for Azerbaijan, Aytakin Huseynli, Michael Sherraden, and Daniel Gottlieb

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Child Development Accounts Improve Parenting Practices, Particularly for Financially Vulnerable Families, Jin Huang

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Child Development Accounts in the COVID-19 Crisis: Lessons from the Great Recession, Michael Sherraden

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Financial Capability and Asset Building in Social and Economic Development: Advancing the Sustainable Development Goals, David Ansong, Moses Okumu, Jin Huang`, Margaret S. Sherraden, Lissa Johnson, and Li Zou

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Insights From State Treasurers: Developing and Implementing Statewide Child Development Account Policies, Chris Leiker, Margaret M. Clancy, and Michael Sherraden

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Social Work and the Future of Policing: Key Points for Changes in Policy and Practice, Michael Sherraden

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The Financial Capability and Financial Well-Being of Low-Income Entrepreneurs, Jin Huang and Baorong Guo

Research from 2019

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A Bill to Create the Bright Futures Plan Task Force: Testimony on H.B. 2389 Before the House Education Committee, Oregon State Legislature, Michael Sherraden