Research from 2026
Barriers to Entry, Barriers to Exit: Exploring the Relationship Between Administrative Burdens and Work Disincentives in Public Benefits Programs, Stephen Roll, Guangli Zhang, and Mathieu Despard
Center for Social Development Report to the Community: 2026, Center for Social Development, Washington University in St. Louis
Child Development Accounts Reduce Adolescent Behavior Problems, Jin Huang, Yingying Zeng, and Michael Sherraden
Comments on Proposed Regulations REG-117002-25: Trump Accounts Contribution Pilot Program, Jin Huang, Margaret Clancy, Michael Sherraden, Lissa Johnson, and Stephen Roll
Comments on Proposed Regulations REG-117270-25: Trump Accounts Under Section 530A, Jin Huang, Margaret Clancy, Michael Sherraden, Lissa Johnson, and Stephen Roll
Comments on Treasury Notice 2025-68, Jin Huang and Michael Sherraden
Data for Social Impact - Data Party Planning Worksheet, Jenrose Fitzgerald, Dan Ferris, and Ally Terhaar
Data Walks, Data Parties, and Data Placemats: Tools for Building a Collaborative Data Strategy, Jenrose Fitzgerald and Karrie Simpson
Data Walks That Drive Results: Using Data to Build Impact, Jenrose Fittzgerald, Sara Mohamed, and Kameke Payne
Digital Financial Innovations, Investment Behaviors, and the Financial Well-Being of Low-Wage Workers, Jayden Liu, Stephen Roll, and Mathieu Despard
Early Postsecondary Use of Assets in SEED OK: CDA Distributions Through 2025, Jin Huang, Margaret Clamcy, Mark Schreiner, Lissa Johnson, and Michael Sherraden
Employment Circumstances and Use of Financial Services Among Low-Wage Workers, Anthony Nixon Jr. and Mathieu Despard
Employment Stability and Security of Low-Wage Workers in the United States, Mathieu Despard, Guangli Zhang, and Stephen Roll
Essential Employer Benefits for Low-Wage Workers, Mathieu Despard and Stephen Roll
Evidence-Based Child Development Account Elements and the 530A Account Design, Jin Huang, Michael Sherraden, Lissa Johnson, and Margaret Clancy
Examining Patterns in Childcare Utilization for Low-Wage Workers and Their Access to Government and Employer-Based Childcare Supports, Amrita Kulkarni, Laura Brugger, Stephen Roll, Guangli Zhang, and Mathieu Despard
How Disaster Risk Shapes Voter Turnout, Laura Brugger, Pedro Spindler-Ruiz, and J.S. Onesimo Sandoval
Innovations in Financial Services for Low-Wage Workers, Mathieu Despard and Stephen Roll
National Fund for Children in Kazakhstan: Vision and Purpose, Askhat Aimagambetov
Paths to Stability and Wealth: Evidence from the Habitat for Humanity Wealth Building Project, Yung Chun, Somalis Chy, Laura Evans, Xueying Mei, and Stephen Roll
The Data Scavenger Hunt: An Innovative Tool for Building Data Confidence and Collaboration, Jenrose Fitzgerald, Amber Lewis, and Ally Terhaar
When Getting Ahead Means Falling Behind: Work and Savings Disincentives in Public Benefits, Stephen Roll and Mathieu Despard
When the Safety Net Becomes a Barrier: Administrative Burdens in SNAP and Medicaid, Stephen Roll and Mathieu Despard
Workforce Economic Inclusion and Stability in the United States and United Kingdom: Summary Findings, Mathieu Despard, Stephen Roll, Kristian Fuzi, Adele Atkinson, and Louise Overton
Research from 2025
Asset Building for All, Starting at Birth: Emergence of a Federal Policy and a Key Design Lesson, Michael Sherraden, Margaret M. Clancy, Jin Huang, Ray Boshara, and Lissa Johnson
A Strategy for Implementing Automatic Enrollment in Trump Accounts, Jin Huang, Michael Sherraden, and Lissa Johnson
Auto-Enrollment, Auto-Escalation, and the Need for Retirement Plan Portability: Implications for SECURE 2.0, Stephen Roll, Mathieu Despard, and Selina Miller
Beyond Money: Early Asset-Building Policy Supports Mothers, Strengthens Families, and Builds Children’s Futures, Jin Huang, Michael Sherraden, Margaret Clancy, and Lissa Johnson
Buy-Now-Pay-Later and Alternative-Financial-Service Use Among Low-Wage Workers, Somalis Chy, Haotian Zheng, Stephen Roll, and Mathieu Despard
"Check-the-Box" Enrollment Will Limit Participation in Trump Accounts: Lessons from Asset-Building Research, Jin Huang, Margaret M. Clancy, Stephen Roll, and Michael Sherraden
Data for Social Impact - Data Persona Worksheet, Jenrose Fitzgerald, Dan Ferris, and Amelia Parnell
Design and Delivery of Trump Accounts: Clearing Fund and Custodian Network With Automatic Enrollment, Jin Huang and Michael Sherraden
Enduring Impacts of Child Development Accounts: Increased Parental Expectations and College Preparation, Jin Huang, Sicong Sun, and Michael Sherraden
Enhancing Diversion Success through Financial Capability and Asset Building: A Framework and Proposed Intervention, Lissa Johnson, Margaret S. Sherraden, Carrie Pettus, Jude Miller, and Jin Huang
Financial Facts: SEED OK Child Development Accounts at Age 17, Jin Huang, Mark Schreiner, Margaret M. Clancy, Sondra G. Beverly, and Michael Sherraden
Financial Shocks, Emergency Savings, and Hardship Among Low-Wage Workers, Haotian Zheng, Stephen Roll, and Mathieu Despard
Fossil Fuel Wealth for Human Development: CDAs Continue in Kazakhstan with Second Year Deposits, Aytakin Huseynli and Michael Sherraden
Hardships Increase as Households Rely More on Gig Work, Laura Brugger, Anthony J. Nixon, Amrita Kulkarni, Mathieu Despard, and Stephen Roll
Is Public Website Design an Administrative Burden? The Case of SNAP, Guangli Zhang, Stephen Roll, and Mathieu Despard
Matching Student-Debt Payments with Retirement Contributions Has High Appeal for Low-Wage Workers: Implications for SECURE 2.0, Stephen Roll, Mathieu Despard, and Guangli Zhang
Over 30 Million and Growing: Child Development Accounts Around the World, Li Zou and Michael Sherraden
Policy Design for Multiple Funding Flows Into Trump Accounts, Jin Huang, Michael Sherraden, and Lissa Johnson
Public Benefits Cliffs and Asset Limits Harm the Economic Mobility of Young Adult Workers, Stephen Roll, Mathieu Despard, and Guangli Zhang
Racial and Ethnic Differences in Experiencing Administrative Burdens in Public Benefit Programs, Stephen Roll, Mathieu Despard, Yung Chun, and Kourtney Gilbert
Retirement Plan Access among Low-Wage Workers in 2024: Implications for SECURE 2.0, Stephen Roll, Mathieu Despard, and Selina Miller
Savings Incentives and the SECURE 2.0 Act: New Evidence on Employer-Sponsored Emergency Savings Accounts and the Saver’s Match, Stephen Roll, Mathieu Despard, and Selina Miller
Taking Small Steps With Big Data: Exploring the Impact of Education on Social Mobility, Yung Chun, Jenrose Fitzgerald, and Jason Jabbari
The Case for Automatic Enrollment in Trump Accounts: Lessons from Maine’s CDA, Margaret Clancy, Jin Huang, and Michael Sherraden
The Experience of Administrative Burdens in SNAP and Medicaid: New Evidence from a Nationally Representative Survey of Low-Wage Workers, Stephen Roll, Mathieu Despard, and Yung Chun
The Impact of Benefits Cliffs and Asset Limits on Low-Wage Workers: New Evidence from a Nationally Representative Survey, Stephen Roll, Selina Miller, and Mathieu Despard