The Center for Social Development is broadly engaged in designing and testing social innovations that promote full inclusion, fair treatment, and achievement of one’s full potential. Our research is transdisciplinary and encompasses seven primary areas.

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Research from 2015

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The Right to Stay Put: City Garden Montessori School and Neighborhood Change, Janine Bologna, Nava Kantor, Yunqing Liu, and Samuel Taylor

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The Scottish Children's Panels as a Catalyst for Civic Engagement and Child Well-Being, Anne Robertson

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The SEED for Oklahoma Kids Child Development Account Experiment: Accounts, Assets, Earnings, and Savings, Sondra G. Beverly, Margaret M. Clancy, Jin Huang, and Michael Sherraden

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The University, the Community, and Race, Larry Davis

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The Volunteer Income Tax Preparer's Toolkit: Showing Clients Why Tax Time Is the Right Time to Save, Meredith Covington, Janie Oliphant, Dana Perantie, and Michael Grinstein-Weiss

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Toward Productive Research Agendas in Financial Inclusion, Security, and Development, Michael Sherraden and Margaret S. Sherraden

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Universal Accounts at Birth: Building Knowledge to Inform Policy, Michael Sherraden, Margaret M. Clancy, Yunju Nam, Jin Haung, Youngmi Kim, Sondra G. Beverly, Lisa Reyes Mason, Nora Ellen Wikoff, Mark Schreiner, and Jason Q. Purnell

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Use of Alternative Financial Services Among Low- and Moderate-Income Households: Findings From a Large-Scale National Household Financial Survey, Mathieu R. Despard, Dana C. Perantie, Lingzi Luo, Jane Oliphant, and Michal Grinstein-Weiss

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Using Randomized Controlled Trials to Evaluate Interventions for Releasing Prisoners, Carrie Pettus-Davis, Matthew Owen Howard, Allison Dunnigan, Anna M. Scheyette, and Amelia Roberts-Lewis

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Voices of Youth, Parents, and Stakeholders: Findings From Case Studies in the YouthSave Project, Li Zou, Sarah Myers Tlapek, Margaret S. Sherraden, John W. Gabbert, Amy Ritterbusch, Ernest Appiah, Dorcas Opai-Tetteh, Githinji Njenga, Joseph Kieyah, Sharad K. Sharma, Jyoti Manandhar, and Manik Maharjan

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Working With Passion, Effecting Change in a Context of Uncertainty, Sandra M. Moore

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Youth Saving Patterns and Performance in Colombia, Ghana, Kenya, and Nepal: Key Findings, Lissa Johnson, YungSoo Lee, David Ansong, Margaret S. Sherraden, Gina A. N. Chowa, Fred Ssewamala, Li Zou, Moses Njenga, Joseph Kieyah, Isaac Osei-Akoto, Sharad Sharma, Jyoti Manandhar, Catherine Rodriguez, Frederico Merchán, Juan Saavedra, and Michael Sherraden

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Youth Savings Patterns and Performance in Colombia, Ghana, Kenya, and Nepal, Lissa Johnson, YungSoo Lee, David Ansong, Margaret Sherraden, Gina Chowa, Fred Ssewamala, Li Zou, Michael Sherraden, Moses Njenga, Joseph Kieyah, Issac Osei-Akoto, Sharad Sharma, Jyoti Manandhar, Catherine Rodriguez, Frederico Merchán, and Juan Saavedra

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Youth Savings Patterns and Performance in Colombia, Ghana, Kenya, and Nepal: Executive Summary, Lissa Johnson, YungSoo Lee, David Ansong, Margaret S. Sherraden, Gina Chowa, Fred Ssewamala, Li Zou, Michael Sherraden, Mose Njenga, Joseph Kieyah, Issac Osei-Akoto, Sharad Sharma, Jyoti Manandhar, Catherine Rodriguez, Frederico Merchán, and Juan Saavedra

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Youth Savings Patterns and Performance in Ghana: A Supplementary Report, Lissa Johnson, YungSoo Lee, David Ansong, Gina Chowa, Michael Sherraden, and Isaac Osei-Akoto

Research from 2014

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Asset-Building Policies and Innovations in Asia, Michael Sherraden, Li Zou, Hok-bun Ku, Suo Deng, and Sibin Wang

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Automatic Deposits for All at Birth: Maine's Harold Alfond College Challenge, Margaret M. Clancy and Michael Sherraden

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Baseline Survey of the Third Cohort: A Supplemental Report From the YouthSave Ghana Experiment, Gina Chowa, David Ansong, Rainier Masa, Shiyou Wu, Yalitza Ramos, and Meli Blake Kimathi

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Building a Lifetime of Economic Security: Mobilizing for Change, Center for Social Development

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Does Outstanding Student Debt Reduce Asset Accumulation?, William Elliott, Michal Grinstein-Weiss, and Ilsung Nam

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Economic Intervention and Parenting: A Randomized Experiment of Statewide Child Development Accounts, Yunju Nam, Nora Wikoff, and Michael Sherraden

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Education Loans and Wealth Building Among Young Adults, Min Zhan and Xiaoling Xiang

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Effects of Child Development Accounts on Early Social-Emotional Development: An Experimental Test, Jin Huang

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Financial Capability and Asset Accumulation for Children's Education: Evidence From an Experiment of Child Development Accounts, Jin Huang, Yunju Nam, Michael Sherraden, and Margaret M. Clancy

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Financial Education and Savings Outcomes for Low-Income IDA Participants: Does Age Make a Difference?, Michal Grinstein-Weiss, Shenyang Guo, Vanessa Reinertson, and Blair Russell

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Heterogeneous Effects of Child Development Accounts on Savings for Children's Education, Jin Huang, Youngmi Kim, Michael Sherraden, and Margaret Clancy

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Impacts of Child Development Accounts on Maternal Depressive Symptoms: Evidence From a Randomized Statewide Policy Experiment, Jin Huang, Michael Sherraden, and Jason Q. Purnell

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Innovations in Asset Building, Michael Sherraden

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Lack of Emergency Savings Puts American Households at Risk, Michal Grinstein-Weiss, Blair Russell, Brad Tucker, and Krista Comer

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Material Hardship and 529 College Savings Plan Participation: The Mitigating Effects of Child Development Accounts, Nora Wikoff, Jin Huang, Youngmi Kim, and Michael Sherraden

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Motivating Students Through Classroom-Based Service Learning: Toward Adoption and Impact, Anne S. Robertson, Amanda Moore McBride, Saras Chung, and Allison Williams

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New Measures of Economic Security and Development: Savings Goals for Short-Term and Long-Term Economic Needs, Yunju Nam, YungSoo Lee, Shawn McMahon, and Michael Sherraden

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Program Knowledge and Savings in a Child Development Account Experiment, Yunju Nam, Elizabeth Hole, Michael Sherraden, and Margaret Clancy

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Rebound Neighborhoods in Older Industrial Cities: The Story of St. Louis, Hank Webber and Todd Swanstrom

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Rediscovering Social Investment in Developmental Welfare State Policies (DWSP): Back to the Future, Karl Johnson

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Refund to Savings: 2013 Evidence of Tax-Time Saving in a National Randomized Control Trial, Michal Grinstein-Weiss, Krista Comer, Blair Russell, Clinton Key, Dana C. Perantie, and Dan Ariely

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Refund to Savings: 2013 Results From a National Experiment to Build Financial Stability at Tax Time, Michal Grinstein-Weiss, Krista Comer, Blair Russell, Clinton Key, Dana C. Perantie, and Dan Ariely

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Research Report: Assessing the Impacts of Service Learning on Middle School Students: Wyman's Teen Outreach Program®, Amanda Moore McBride, Anne Robertson, and Saras Chung

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Research Summary: Testing Universal College Savings Accounts at Birth: Early Research From SEED for Oklahoma Kids, Sondra G. Beverly, Margaret M. Clancy, and Michael Sherraden

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Section 8 in the St. Louis Region: Local Opportunities to Expand Housing Choice, Molly Metzger

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Social Challenges and Policy Innovations by Social Workers in Australia, Manohar Pawar

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Social Workers Shaping Welfare Policy in South Africa: The White Paper for Social Welfare and Lessons for Policy Practice, Leila Patel

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Testing a Measurement Model of Financial Capability Among Youth in Ghana, Mathieu R. Despard and Gina A. N. Chowa

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The Early Good News About Child Development Accounts, Sondra G. Beverly, Margaret Clancy, and Michael Sherraden

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The Influence of Parental Financial Socialization on Youth's Financial Behavior: Evidence From Ghana, Gina A. N. Chowa and Mathieu R. Despard

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What Shapes Assessment of Ability to Pay for Children's College Education?, Youngmi Kim, Jin Huang, and Michael Sherraden

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Working and Living in the Shadow of Economic Fragility, Marion G. Crain and Micahel Sherraden

Research from 2013

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Account Use and Demand for Tax-Refund Savings Vehicles: Evidence From the Refund to Savings Experiment, Michal Grinstein-Weiss, Jenna Tucker, Clinton Key, Krista Holub, and Dan Ariely

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A Cost-Benefit Analysis of Tulsa's IDA Program: Findings From a Long-Term Follow-Up of a Random Assignment Social Experiment, David Greenberg

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An Event History Analysis of Educational Loans and College Graduation: A Focus on Differences by Race and Ethnicity, Min Zhan and Xiaoling Xiang