The Center for Social Development is broadly engaged in designing and testing social innovations that promote full inclusion, fair treatment, and achievement of one’s full potential. Our research is transdisciplinary and encompasses seven primary areas.

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Research from 2014

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Financial Capability and Asset Accumulation for Children's Education: Evidence From an Experiment of Child Development Accounts, Jin Huang, Yunju Nam, Michael Sherraden, and Margaret M. Clancy

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Financial Education and Savings Outcomes for Low-Income IDA Participants: Does Age Make a Difference?, Michal Grinstein-Weiss, Shenyang Guo, Vanessa Reinertson, and Blair Russell

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Heterogeneous Effects of Child Development Accounts on Savings for Children's Education, Jin Huang, Youngmi Kim, Michael Sherraden, and Margaret Clancy

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Impacts of Child Development Accounts on Maternal Depressive Symptoms: Evidence From a Randomized Statewide Policy Experiment, Jin Huang, Michael Sherraden, and Jason Q. Purnell

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Innovations in Asset Building, Michael Sherraden

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Lack of Emergency Savings Puts American Households at Risk, Michal Grinstein-Weiss, Blair Russell, Brad Tucker, and Krista Comer

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Material Hardship and 529 College Savings Plan Participation: The Mitigating Effects of Child Development Accounts, Nora Wikoff, Jin Huang, Youngmi Kim, and Michael Sherraden

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Motivating Students Through Classroom-Based Service Learning: Toward Adoption and Impact, Anne S. Robertson, Amanda Moore McBride, Saras Chung, and Allison Williams

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New Measures of Economic Security and Development: Savings Goals for Short-Term and Long-Term Economic Needs, Yunju Nam, YungSoo Lee, Shawn McMahon, and Michael Sherraden

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Program Knowledge and Savings in a Child Development Account Experiment, Yunju Nam, Elizabeth Hole, Michael Sherraden, and Margaret Clancy

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Rebound Neighborhoods in Older Industrial Cities: The Story of St. Louis, Hank Webber and Todd Swanstrom

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Rediscovering Social Investment in Developmental Welfare State Policies (DWSP): Back to the Future, Karl Johnson

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Refund to Savings: 2013 Evidence of Tax-Time Saving in a National Randomized Control Trial, Michal Grinstein-Weiss, Krista Comer, Blair Russell, Clinton Key, Dana C. Perantie, and Dan Ariely

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Refund to Savings: 2013 Results From a National Experiment to Build Financial Stability at Tax Time, Michal Grinstein-Weiss, Krista Comer, Blair Russell, Clinton Key, Dana C. Perantie, and Dan Ariely

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Research Report: Assessing the Impacts of Service Learning on Middle School Students: Wyman's Teen Outreach Program®, Amanda Moore McBride, Anne Robertson, and Saras Chung

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Research Summary: Testing Universal College Savings Accounts at Birth: Early Research From SEED for Oklahoma Kids, Sondra G. Beverly, Margaret M. Clancy, and Michael Sherraden

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Section 8 in the St. Louis Region: Local Opportunities to Expand Housing Choice, Molly Metzger

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Social Challenges and Policy Innovations by Social Workers in Australia, Manohar Pawar

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Social Workers Shaping Welfare Policy in South Africa: The White Paper for Social Welfare and Lessons for Policy Practice, Leila Patel

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Testing a Measurement Model of Financial Capability Among Youth in Ghana, Mathieu R. Despard and Gina A. N. Chowa

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The Early Good News About Child Development Accounts, Sondra G. Beverly, Margaret Clancy, and Michael Sherraden

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The Influence of Parental Financial Socialization on Youth's Financial Behavior: Evidence From Ghana, Gina A. N. Chowa and Mathieu R. Despard

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What Shapes Assessment of Ability to Pay for Children's College Education?, Youngmi Kim, Jin Huang, and Michael Sherraden

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Working and Living in the Shadow of Economic Fragility, Marion G. Crain and Micahel Sherraden

Research from 2013

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Account Use and Demand for Tax-Refund Savings Vehicles: Evidence From the Refund to Savings Experiment, Michal Grinstein-Weiss, Jenna Tucker, Clinton Key, Krista Holub, and Dan Ariely

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A Cost-Benefit Analysis of Tulsa's IDA Program: Findings From a Long-Term Follow-Up of a Random Assignment Social Experiment, David Greenberg

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An Event History Analysis of Educational Loans and College Graduation: A Focus on Differences by Race and Ethnicity, Min Zhan and Xiaoling Xiang

Asset Ownership and Academic Achievement Among Youth in Ghana: Examining Associations Based on Asset Type and Academic Subject, Gina Chowa and Rainier Masa

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Can a College-Saver Identity Help Resolve the College Expectation-Attainment Paradox?, William Elliott III

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Child Development Accounts and College Success: Accounts, Assets, Expectations, and Achievements, Sondra G. Beverly, William Elliott, and Michael Sherraden

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Children & Youth as Economic Citizens: Review of Research on Financial Capability, Financial Inclusion, and Financial Education, Child & Youth Finance International

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Conceptual Development of the CYFI Model of Children and Youth as Economic Citizens, Margaret S. Sherraden and David Ansong

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Education Debt and Racial Disparity in College Success, Min Zhan

Flint Adolescent Study: A Longitudinal Examination of Social Support and Academic Motivational Beliefs of African American Adolescents, Sheretta T. Butler-Barnes, Noelle Hurd, and Marc A. Zimmerman

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How Do Student and School Characteristics Influence Youth Academic Performance in Ghana? A Hierarchical Linear Modeling of Baseline Data From the YouthSave Ghana Experiment, Gina A. N. Chowa, Rainier D. Masa, Yalitza Ramos, and David Ansong

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Impacts of the Mission Continues Fellowship Program on Post-9/11 Disabled Military Veterans, Their Families, and Their Communities, Monica M. Matthieu, Ian D. Smith, Nancy Morrow-Howell, and Amanda Moore McBride

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International Volunteering From the United States Between 2004 and 2012, Benjamin Lough

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Is Student Debt Compromising Homeownership as a Wealth-Building Tool?, William Elliott, Michal Grinstein-Weiss, and Ilsung Nam

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Parental Involvement and Academic Performance in Ghana, Gina Chowa, David Ansong, and Issac Osei-Akoto

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Parental Involvement's Effects on Academic Performance: Evidence From the YouthSave Ghana Experiment, Gina A. N. Chowa, Rainier D. Masa, and Jenna Tucker

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Perceived Impact of Individual Development Account Participation Among Native Hawaiians, David W. Rothwell, Rashida Bhaiji, and Anne Blumenthal

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Reducing Student Loan Debt Through Parents’ College Savings, William Elliott and Ilsung Nam

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Reexamining Impacts of the Mission Continues Fellowship Program on Post-9/11 Veterans, Their Families, and Their Communities, Monica M. Matthieu, Aaron J. Scheinberg, Nancy Morrow-Howell, and Amanda Moore McBride

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Reexamining Participant Satisfaction With the Mission Continues Fellowship Program for Post-9/11 Veterans, Monica M. Matthieu, Aaron J. Scheinberg, David Rogers, and Jessica Varner

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Refund to Savings (R2S): Insight From the Field, 2012, Krista Holub, Michal Grinstein-Weiss, Clinton Key, and Dan Ariely

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Reimagining How Students and Families Pay for College: From Debt Dependency to Asset Empowerment, William Elliott III

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Relationships Between College Savings and Enrollment, Graduation, and Student Loan Debt, William Elliott III, Hyun-a Song, and Ilsung Nam

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Research Evidence on the CYFI Model of Children and Youth as Economic Citizens, Margaret S. Sherraden and David Ansong

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Saving Behavior in Response to Motivational Prompts: Evidence From the Refund to Savings Experiment, Clinton Key, Michal Grinstein-Weiss, Jenna Tucker, Krista Holub, and Dan Ariely

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Savings Patterns and Performance in Colombia, Ghana, Kenya, and Nepal, Lissa Johnson, YungSoo Lee, Michael Sherraden, Gina A. N. Chowa, David Ansong, Fred Ssewamala, Margaret Sherraden, Li Zou, Moses Njenga, Joseph Kieyah, Isaac Osei-Akoto, Sharad Sharma, Jyoti Manandhar, Catherine Rodriguez, Frederico Merchán, and Juan Saavedra