The Center for Social Development is broadly engaged in designing and testing social innovations that promote full inclusion, fair treatment, and achievement of one’s full potential. Our research is transdisciplinary and encompasses seven primary areas.

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Research from 2013

Asset Ownership and Academic Achievement Among Youth in Ghana: Examining Associations Based on Asset Type and Academic Subject, Gina Chowa and Rainier Masa

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Can a College-Saver Identity Help Resolve the College Expectation-Attainment Paradox?, William Elliott III

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Child Development Accounts and College Success: Accounts, Assets, Expectations, and Achievements, Sondra G. Beverly, William Elliott, and Michael Sherraden

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Children & Youth as Economic Citizens: Review of Research on Financial Capability, Financial Inclusion, and Financial Education, Child & Youth Finance International

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Conceptual Development of the CYFI Model of Children and Youth as Economic Citizens, Margaret S. Sherraden and David Ansong

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Education Debt and Racial Disparity in College Success, Min Zhan

Flint Adolescent Study: A Longitudinal Examination of Social Support and Academic Motivational Beliefs of African American Adolescents, Sheretta T. Butler-Barnes, Noelle Hurd, and Marc A. Zimmerman

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How Do Student and School Characteristics Influence Youth Academic Performance in Ghana? A Hierarchical Linear Modeling of Baseline Data From the YouthSave Ghana Experiment, Gina A. N. Chowa, Rainier D. Masa, Yalitza Ramos, and David Ansong

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Impacts of the Mission Continues Fellowship Program on Post-9/11 Disabled Military Veterans, Their Families, and Their Communities, Monica M. Matthieu, Ian D. Smith, Nancy Morrow-Howell, and Amanda Moore McBride

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International Volunteering From the United States Between 2004 and 2012, Benjamin Lough

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Is Student Debt Compromising Homeownership as a Wealth-Building Tool?, William Elliott, Michal Grinstein-Weiss, and Ilsung Nam

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Parental Involvement and Academic Performance in Ghana, Gina Chowa, David Ansong, and Issac Osei-Akoto

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Parental Involvement's Effects on Academic Performance: Evidence From the YouthSave Ghana Experiment, Gina A. N. Chowa, Rainier D. Masa, and Jenna Tucker

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Perceived Impact of Individual Development Account Participation Among Native Hawaiians, David W. Rothwell, Rashida Bhaiji, and Anne Blumenthal

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Reducing Student Loan Debt Through Parents’ College Savings, William Elliott and Ilsung Nam

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Reexamining Impacts of the Mission Continues Fellowship Program on Post-9/11 Veterans, Their Families, and Their Communities, Monica M. Matthieu, Aaron J. Scheinberg, Nancy Morrow-Howell, and Amanda Moore McBride

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Reexamining Participant Satisfaction With the Mission Continues Fellowship Program for Post-9/11 Veterans, Monica M. Matthieu, Aaron J. Scheinberg, David Rogers, and Jessica Varner

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Refund to Savings (R2S): Insight From the Field, 2012, Krista Holub, Michal Grinstein-Weiss, Clinton Key, and Dan Ariely

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Reimagining How Students and Families Pay for College: From Debt Dependency to Asset Empowerment, William Elliott III

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Relationships Between College Savings and Enrollment, Graduation, and Student Loan Debt, William Elliott III, Hyun-a Song, and Ilsung Nam

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Research Evidence on the CYFI Model of Children and Youth as Economic Citizens, Margaret S. Sherraden and David Ansong

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Saving Behavior in Response to Motivational Prompts: Evidence From the Refund to Savings Experiment, Clinton Key, Michal Grinstein-Weiss, Jenna Tucker, Krista Holub, and Dan Ariely

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Savings Patterns and Performance in Colombia, Ghana, Kenya, and Nepal, Lissa Johnson, YungSoo Lee, Michael Sherraden, Gina A. N. Chowa, David Ansong, Fred Ssewamala, Margaret Sherraden, Li Zou, Moses Njenga, Joseph Kieyah, Isaac Osei-Akoto, Sharad Sharma, Jyoti Manandhar, Catherine Rodriguez, Frederico Merchán, and Juan Saavedra

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SEED for Oklahoma Kids: Experimental Test of a Policy Innovation in a Full Population, Lisa Reyes Mason, Yunju Nam, Margaret Clancy, and Michael Sherraden

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Small-Dollar Children's Savings Accounts and College Outcomes, William Elliott III

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Small-Dollar Children's Savings Accounts, Income, and College Outcomes, William Elliott, Hyun-a Song, and Ilsung Nam

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Student Debt and Declining Retirement Savings, William Elliott, Michal Grinstein-Weiss, and Ilsung Nam

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The Impact of Asset Ownership on Future Orientation of Youth and Their Parents: Evidence From the YouthSave Ghana Experiment, Gina A. N. Chowa and Rainier D. Masa

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The Impact of Family Assets and Debt on College Graduation, Min Zhan and Deidre Lanesskog

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The Impact of Family Assets and Debt on College Graduation, Min Zhan and Deidre Lanesskog

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The Mission Continues: Reexamining Engagement of Post-9/11 Veterans in Civic Service, Monica M. Matthieu, Aaron J. Scheinberg, Amanda Moore McBride, and Nancy Morrow-Howell

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Visual Demonstration of Academic Performance and Parental Involvement in Ghana, David Ansong and Gena A. N. Chowa

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Youth and Their Health in Ghana, Gina Chowa, Rainier Masa, and Isaac Osei-Akoto

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Youth Debt and College Graduation: Differences by Race/Ethnicity, Min Zhan

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Youth Savings Patterns and Performance in Colombia, Ghana, Kenya, and Nepal, Lissa Johnson, YungSoo Lee, Michael Sherraden, Gina A. N. Chowa, David Ansong, Fred Ssewamala, Margaret S. Sherraden, Li Zhou, Moses Njenga, Joseph Kieyah, Isaac Osei-Akoto, Sharad Sharma, Jyoti Manandhar, Catherine Orgales Rodriguez, Frederico Merchán, and Juan Saavedra

Research from 2012

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Are Child Development Accounts Inclusive? Early Evidence From a Statewide Experiment, Sondra G. Beverly, Youngmi Kim, Michael Sherraden, Yunju Nam, and MArgaret Clancy

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Assets and Education Research Symposium Report–Linking Savings and Educational Outcomes: Charting a Course for Scholarship and Policy, William Elliott III

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Assets, Economic Opportunity, and Toxic Stress: A Framework for Understanding Child and Educational Outcomes, Trina R. Williams Shanks and Christine Robinson

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Assets for Independence: Asset Building for and by Young People, Sondra G. Beverly

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Cash-Flow and Savings Practices of Low-Income Households: Evidence From a Follow-Up Study of IDA Participants, David W. Rothwell and Nahid Sultana

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Challenges and Opportunities for Youth Saving, Center for Social Development; Kenya Institute for Public Policy Research and Analysis; Institute for Statistical, Social, and Economic Research; and New ERA; Universidad de los Andes

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Civic Service and Asset Building in Generating Livelihoods Among Youth in Africa, Benjamin J. Lough and Margaret S. Sherraden

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Closing the Wealth Gap: Building Family & Community Economic Success, Jasmine Bass

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Contributions of Qualitative Research to Understanding Saving Theory for Children and Youth, Margaret Sherraden, Clark Peters, Kristen Wagner, Margaret Clancy, and Baorong Guo

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Does Structural Inequality Begin With a Bank Account?, William Elliott III

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Early Program Enrollment in a Statewide Child Development Account Program, Jin Huang, Sondra Beverly, Margaret Clancy, Terry Lassar, and Michael Sherraden

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Economic Socialization, Saving, and Assets in European Young Adults, Paul Webley and Ellen Nyhus

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Effects of an Individual Development Account Program on Retirement Saving: Follow-Up Evidence From a Randomized Experiment, Michal Grinstein-Weiss, Michael Sherraden, William Gale, William M. Rohe, Mark Schreiner, and Clinton Key

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Financial Knowledge and Attitudes of Youth in Ghana, Gina A. N. Chowa, Mathieu R. Despard, and Isaac Osei-Akoto

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Financial Knowledge and Child Development Account Policy: A Test of Financial Capability, Jin Huang, Yunju Nam, and Margaret Sherrard Sherraden