Language

English (en)

Publication Date

11-18-2025

Summary

Enacting legislation established the federal Trump Accounts policy and directed the U.S. Treasury Department to implement it. Drawing upon insights and evidence from Child Development Account research conducted by the Center for Social Development and others, this brief proposes a two-step strategy for the policy’s implementation: (a) a clearing fund and custodian network and (b) a three-pathway automatic-enrollment system. The brief details the proposal and discusses its implications.

Document Type

Policy Brief

Category

Financial Inclusion

Subarea

Asset Building

Original Citation

Huang, J., & Sherraden, M. (2025). Design and delivery of Trump Accounts: Clearing fund and custodian network (CSD Policy Brief No. 25-60). Washington University, Center for Social Development.

Project

SEED for Oklahoma Kids

Keywords

SEED for Oklahoma Kids (SEED OK) ; Child Development Accounts (CDAs) ; policy ; asset building ; financial inclusion ; United States ; Trump Accounts ;

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