Language
English (en)
Publication Date
2-18-2026
Summary
In December 2025, the U.S. Treasury Department and the Internal Revenue Service announced their intent to issue regulations concerning Trump Accounts (also known as 530A accounts), requesting public comments on the intended regulations and related provisions. This testimony presents comments submitted in response to that request. In it, Jin Huang and Michael Sherraden summarize evidence from the SEED for Oklahoma Kids experiment (SEED OK), Maine’s My Alfond Grant, and Rhode Island’s CollegeBound Baby on the effectiveness of automatic enrollment in policy. They discuss the use of Social Security numbers, a centralized clearing fund, and a designated custodian network as tools for effective enrollment and administration of the Trump Account policy.
Document Type
Other
Category
Financial Inclusion
Subarea
Asset Building
Original Citation
Huang, J., & Sherraden, M. (2026). Comments on Treasury notice 2025-68 (CSD Testimony No. 26-12). Washington University, Center for Social Development.
Project
SEED for Oklahoma Kids
Keywords
federal early wealth building ; SEED OK ; Trump Accounts ; United States ; policy ;
Recommended Citation
Huang, J., & Sherraden, M. (2026). Comments on Treasury notice 2025-68 (CSD Testimony No. 26-12). Washington University, Center for Social Development.