In the 21st century the world is highly financialized, and income alone is not a sufficient support for millions of households. All people require access to safe financial products and services as well as sound financial knowledge. In addition, all families should be able to accumulate assets for their security and long-term development. Since its inception, CSD has served as a leading center for research on ways to enhance the financial security and development of families in the United States and around the world.

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Research from 2009

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IDAs, Saving Taste, and Household Wealth: Evidence From the American Dream Demonstration, Jin Huang

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Individual Development Accounts: Creative Savings for Families and Communities, Karen Edwards

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Innovations in Youth Saving and Asset Building Around the World, Rainier Masa

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Investment in Human Development as a Social Development Strategy, Sondra Beverly and Michael Sherraden

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Kenya Country Assessment for Youth Development Accounts, Rainier Masa

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Low-Cost State Innovations to Help Families Save for College, Mark Huelsman and Margaret M. Clancy

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Mei Guo De Zi Chan Jian She: Zheng Ce Chuang Xin Yu Ke Xue Yan Jiu [Asset Building in the US: Policy Innovation and Scientific Research], Michael Sherraden and Li Zou

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Nepal Country Assessment for Youth Development Accounts, Rainier Masa

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Overview of Child Development Accounts in Developing Countries, Jeff Meyer, Rainier D. Masa, and Jamie M. Zimmerman

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Parental Assets and Children's Educational Outcomes, Vernon Loke and Paul Sacco

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Parental Income, Assets, and Borrowing Constraints and Children's Post-Secondary Education, Jin Huang, Baorong Guo, Youngmi Kim, and Michael Sherraden

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Peru Country Assessment for Youth Development Accounts, Rainier Masa

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Philippines Country Assessment for Youth Development Accounts, Rainier Masa

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Policy Brief: Pursuing 529 College Savings Plan Exclusion from Oklahoma Asset Limit Tests, Lisa Reyes Mason, Soda Lo, and Margaret M. Clancy

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Research Brief: How Do IDAs Affect Benefit Eligibility?, Zoe Neuberger

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Savings and Educational Attainment: The Potential of College Savings Plans to Increase Educational Success, Michael Sherraden

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Second Thoughts: Who Almost Participates in an IDA?, David Rothwell and Chang-Keun Han

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SEED Account Monitoring Research, Lisa Reyes Mason, Yunju Nam, Margaret Clancy, Vernon Loke, and Youngmi Kim

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SEED Account Monitoring Research: Participants, Savings, and Accumulation, Lisa Reyes Mason, Yunju Reyes Mason, Margaret Clancy, Vernon Loke, and Youngmi Kim

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SEED Deposit, Match Cap, and Net Savings Patterns: An Assessment of Institutional Incentives in the I Can Save Program, Baorong Guo, Margaret S. Sherraden, and Lissa Johnson

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Singapore's Central Provident Fund: A National Policy of Life-Long Asset Accounts, Vernon Loke

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Social Security in the 21st Century, Michael Sherraden

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Social Work, Global Poverty, and Development, Michael Sherraden

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State-Level Asset-Building Coalitions: Origins, Operations, and Achievements, Naomi Warren and Gena Gunn

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Streamlined Enrollment and Default Investment: Innovations in Alaska's College Savings Plan, Margaret M. Clancy, Terry Lassar, and Rebekah Miller

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The Big Lift: Federal Policy Efforts to Create Child Development Accounts (CDAs), Reid Cramer

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The Child Trust Fund in the UK: Policy Challenges and Potential Responses, Rajiv Prabhakar

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The history and status of children's allowances: Policy background for Children's Savings Accounts, Curley Jami and Michael Sherraden

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The Human Capital Agenda: Asset Holding and Educational Attainment Among African-American Youth, William Elliott, Kevin Kim, Hyunzee Jung, and Min Zhan

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The SEED for Oklahoma Kids Experiment: Comparison of Treatment and Control Groups, Youngmi Kim and Yunju Nam

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The Southern Regional Asset Building Coalition Survey, Gena Gunn and Jennifer Heffern

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Toward Progressive 529 Plans: Key Points, Michael Sherraden

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Tribal Innovations in Children's Accounts, Miriam Jorgensen and Peter Morris

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Uganda Country Assessment for Youth Development Accounts, Fred Ssewamala

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Wealth Effects of an Asset-Building Intervention Among Rural Households in Sub-Saharan Africa, Gina A. N. Chowa and Michael Sherraden

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Young Children's Perceptions of College and Saving: Potential Role of Child Development Accounts, William Elliott III, Margaret Sherrard Sherraden, Lissa Johnson, and Baorong Guo

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Youth and Savings in AssetsAfrica, Gina A. N. Chowa and David Ansong

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Youth Saving Preferences in Sub-Saharan Africa and the Potential for Asset Accumulation, David Ansong and Gina Chowa

Research from 2008

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Age Differences in IDA Savings Outcomes: Findings From the American Dream Demonstration, Michelle Putnam, Michael Sherraden, Lin Zhang, and Nancy Morrow-Howell

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A History of Rural, Economic, and Social Policies in China, Sibin Wang

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Asset Building and Low-Income Families, Signe-Mary McKernan and Michael Sherraden

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Asset-Building Coalitions in Oregon and North Carolina: Two Case Studies, Karen Edwards, Gena Gunn, Jennifer Downs, and Jennifer Heffern

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Asset-Building Coalitions in States: Innovative Coalition Development and Policy Advocacy Strategies Meeting, Karen Edwards, Gena Gunn McClendon, and Jennifer Heffern

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Asset Building Over the Life Course, Mark R. Rank

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Asset-Building Policy Coalitions in the United States, Karen Edwards

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Assets, Poverty, and Public Policy: Challenges in Definition and Measurement, Yunju Nam, Jin Huang, and Michael Sherraden

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At-Risk Children's College Aspirations and Expectations: The Potential of College Savings Accounts, William Elliott III

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Building Assets From Birth: A Global Comparison of Child Development Account Policies, Vernon Loke and Michael Sherraden

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Changing Roles of Parental Economic Resources in Children's Education Attainment, Yunju Nam and Jin Huang

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Closing the Gap in College Enrollment: The Potential of Children's College Accounts, William Elliott III