In the 21st century the world is highly financialized, and income alone is not a sufficient support for millions of households. All people require access to safe financial products and services as well as sound financial knowledge. In addition, all families should be able to accumulate assets for their security and long-term development. Since its inception, CSD has served as a leading center for research on ways to enhance the financial security and development of families in the United States and around the world.

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Research from 2009

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Account Monitoring Research at Michigan SEED, Vernon Loke, Margaret Clancy, and Robert Zager

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Active Partnerships: Working Together and Working for the Field, Jennifer Heffern, Gena Gun, and Karen Edwards

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A New Approach to Promote Economic Independence Among At-Risk Children: Child Development Accounts (Cdas) in Korea, Yunju Nam and Chang-Keun Han

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A Promising Platform for College Saving, Michael Sherraden

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Asset-Based Policy in Hong Kong: Child Development Fund, Michael Sherraden and Li Zou

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Asset Building Among Native Hawaiians: Lessons From the Kahikū IDA Program, David Rothwell

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Asset Building in Puerto Rico: A Study of Children's Development Accounts in Caguas, Sergio Marxuach

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Assets and Child Well-Being in Developed Countries, Trina Williams Shanks, Youngmi Kim, Vernon Loke, and Mesmin Destin

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Assets and Child Well-Being in Developing Countries: A Research Review, Gina A. N. Chowa, David Ansong, and Rainier Masa

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Assets and Liabilities, Educational Expectations, and Children's College Degree Attainment, Min Zhan and Michael Sherraden

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Assets and Liabilities, Educational Expectations, and Children's College Degree Attainment, Min Zhan and Michael Sherraden

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Assets and the Poor: A New American Welfare Policy, Michael Sherraden

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Assets as a Resource Variable in the Stress Management of Low-Income Families, David Rothwell and Chang-Keun Han

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Child Development Accounts and Saving for Children's Future: Do Financial Incentives Matter?, Lisa Reyes Mason, Yunju Nam, Margaret Clancy, Youngmi Kim, and Vernon Loke

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China Country Assessment for Youth Development Accounts, Li Zou

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City and Community Innovations in CDAs: The Role of Community-Based Organizations, Carl Rist and Liana Humphrey

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College Savings Plans: Investment Options, Safety, and Policy Implications, Margaret M. Clancy and Joe Jovanovich

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Colombia Country Assessment for Youth Development Accounts, Rainier Masa

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Country Assessment: Peru, Johanna Yancari

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Creative Partnerships Between Gear Up and State College Savings Plans: Experience and Policy Potential, Margaret M. Clancy and Rebekah Miller

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Diagnostico de Pais: Colombia [Country assessment: Columbia], Pablo Andrés Dussán López

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Diagnóstico de País: Perú [Country assessment: Peru], Johanna Yancari

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Does Household Food Insecurity Affect Parental Characteristics and Child Behavior?: Evidence From the Panel Study of Income Dynamics (PSID), Jin Huang, Karen M. Matta Oshima, and Youngmi Kim

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Financial Capability in Children: Effects of Participation in a School-Based Financial Education and Savings Program, Margaret S. Sherraden, Lissa Johnson, Baorong Guo, and William Elliott

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Five Low-Cost Ideas to Help Families Save for College, Margaret M. Clancy and David Newville

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Food Insecurity and Disability: Do Economic Resources Matter?, Jin Huang, Baorong Guo, and Youngmi Kim

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Ghana Country Assessment for Youth Development Accounts, David Ansong

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IDA evaluation handbook: A practical guide and tools for evaluation of pioneering IDA projects, Michael Sherraden, Deborah Page-Adams, Shirley Emerson, Sondra Beverly, Edward Scanlon, Li-Chen Cheng, Margaret S. Sherraden, and Lissa Johnson

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IDAs, Saving Taste, and Household Wealth: Evidence From the American Dream Demonstration, Jin Huang

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Individual Development Accounts: Creative Savings for Families and Communities, Karen Edwards

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Innovations in Youth Saving and Asset Building Around the World, Rainier Masa

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Investment in Human Development as a Social Development Strategy, Sondra Beverly and Michael Sherraden

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Kenya Country Assessment for Youth Development Accounts, Rainier Masa

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Low-Cost State Innovations to Help Families Save for College, Mark Huelsman and Margaret M. Clancy

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Mei Guo De Zi Chan Jian She: Zheng Ce Chuang Xin Yu Ke Xue Yan Jiu [Asset Building in the US: Policy Innovation and Scientific Research], Michael Sherraden and Li Zou

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Nepal Country Assessment for Youth Development Accounts, Rainier Masa

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Overview of Child Development Accounts in Developing Countries, Jeff Meyer, Rainier D. Masa, and Jamie M. Zimmerman

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Parental Assets and Children's Educational Outcomes, Vernon Loke and Paul Sacco

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Parental Income, Assets, and Borrowing Constraints and Children's Post-Secondary Education, Jin Huang, Baorong Guo, Youngmi Kim, and Michael Sherraden

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Peru Country Assessment for Youth Development Accounts, Rainier Masa

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Philippines Country Assessment for Youth Development Accounts, Rainier Masa

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Policy Brief: Pursuing 529 College Savings Plan Exclusion from Oklahoma Asset Limit Tests, Lisa Reyes Mason, Soda Lo, and Margaret M. Clancy

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Research Brief: How Do IDAs Affect Benefit Eligibility?, Zoe Neuberger

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Savings and Educational Attainment: The Potential of College Savings Plans to Increase Educational Success, Michael Sherraden

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Second Thoughts: Who Almost Participates in an IDA?, David Rothwell and Chang-Keun Han

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SEED Account Monitoring Research, Lisa Reyes Mason, Yunju Nam, Margaret Clancy, Vernon Loke, and Youngmi Kim

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SEED Account Monitoring Research: Participants, Savings, and Accumulation, Lisa Reyes Mason, Yunju Reyes Mason, Margaret Clancy, Vernon Loke, and Youngmi Kim

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SEED Deposit, Match Cap, and Net Savings Patterns: An Assessment of Institutional Incentives in the I Can Save Program, Baorong Guo, Margaret S. Sherraden, and Lissa Johnson

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Singapore's Central Provident Fund: A National Policy of Life-Long Asset Accounts, Vernon Loke

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Social Security in the 21st Century, Michael Sherraden