In the 21st century the world is highly financialized, and income alone is not a sufficient support for millions of households. All people require access to safe financial products and services as well as sound financial knowledge. In addition, all families should be able to accumulate assets for their security and long-term development. Since its inception, CSD has served as a leading center for research on ways to enhance the financial security and development of families in the United States and around the world.

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Research from 2010

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From Helena to Harlem: Experiences of Lower-Income Rural and Urban Parents in Childrens Savings Account Programs, Edward Scalon and LeAnn Wittman

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Household Assets and Food Stamp Program Participation Among Eligible Low-Income Households, Jin Huang, Yunju Nam, and Nora Wikoff

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Lessons From SEED: A National Demonstration of Child Development Accounts, Michael Sherraden, Julia Stevens, Deborah Adams, Ray Boshara, Margaret Clancy, Reid Cramer, Bob Friedman, Rochelle Howard, Karol Krotki, Ellen Marks, Lisa Mensah, Bryan Rhodes, Carl Rist, Edward Scanlon, Trina Williams Shanks, Michael Sherraden, Julia Stevens, Leigh Tivol, and Robert Zager

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Perspective From the Left: Childrens Savings Accounts, Mobility, and Inequality, Jared Bernstein

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Perspective From the Right: Building a Cross-Ideological Consensus for Child Development Accounts, David John

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Policy Context for CDAs Over the Next 20 Years, Eugene Steuerle

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Research on Assets for Children and Youth : Reflections on the Past and Prospects for the Future, Deborah Adams, Yunju Nam, Trina R. Williams Shanks, Sarah Hicks, and Christine Robinson

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Rwanda Country Assessment for Youth Development Accounts, Sarah Myers Tlapek

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Saving for College: A Policy Primer, Margaret M. Clancy, Terry Lassar, and Krista Taake

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Saving for Post-Secondary Education in American Indian Communities, Amy Locklear Hertel and Mary Elizabeth Jäger

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Saving for Post-Secondary Education in American Indian Communities: A Geospatial and Quantitative Analysis, Amy Locklear Hertel and Mary Elizabeth Jäger

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Savings and Financial Services in Native Communities, Kristen Wagner and Kristen Wagner

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Savings Outcomes of an IDA Program for Survivors of Domestic Violence, Cynthia Sanders

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Seoul Hope Plus Savings Accounts: Asset-Building Program for Low-Income Households in Seoul, Mihyun Kim, Jisung Kwon, Sunwook Chung, Hyunmira Hong, Yunju Nam, Youngmi Kim, and Eunlye Lee

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Staying on Course: The Effects of Savings and Assets on the College Progress of Young Adults, Sondra G. Beverly and William Elliott III

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Staying on Course: The Effects of Savings and Assets on the College Progress of Young Adults, William Elliott III and Sondra G. Beverly

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The Basics of Progressive 529s, Center for Social Development

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The Role of Savings and Wealth in Reducing "Wilt" Between Expectations and College Attendance, William Elliott III and Sondra Beverly

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The Role of Savings and Wealth in Reducing "Wilt" Between Expectations and College Attendance, William Elliott III and Sondra G. Beverly

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The SEED for Oklahoma Kids Experiment: Initial Account Opening and Savings, Robert Zager, Youngmi Kim, Yunju Nam, Margaret M. Clancy, and Michael Sherraden

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The SEED for Oklahoma Kids Experiment: Initial Account Opening and Savings, Robert Zager, Youngmi Kim, Yunju Nam, Margaret Clancy, and Michael Sherraden

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Toward More Inclusive College Savings Plans: Sample State Legislation, Terry Lassar, Margaret M. Clancy, and Sarah McClure

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Toward More Inclusive College Savings Plans: Sample State Legislation, Terry Lassar, Margaret M. Clancy, and Sarah McClure

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Volunteer Income Tax Assistance (VITA) Sites in Native Communities, Kristen Wagner and Amy Locklear Hertel

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Youth Savings Around the World: Youth Characteristics, Savings Performance, and Potential Effects, Rainier Masa, Margaret Sherrard Sherraden, Li Zou, Fred Ssewamala, Lissa Johnson, David Ansong, Gina Chowa, and Michael Sherraden

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Youth Savings Around the World: Youth Characteristics, Savings Performance, and Potential Impacts, Rainier Masa, Margaret Sherraden, Li Zou, Fred Ssewamala, Lissa Johnson, David Ansong, Gina Chowa, and Michal Sherraden

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Youth Savings in Developing Countries: Trends in Practice, Gaps in Knowledge, Jamie Zimmerman, Jamie M. Zimmerman, David Ansong, Shweta S. Banerjee, Ray Boshara, Gina Chowa, Rani Deshpande, Lissa Johnson, Rainier Masa, Kate McKee, Margaret Miller, Margaret Sherraden, Michael Sherraden, Fred Ssewamala, Thierry Van Bastelaer, Jamie M. Zimmerman, and Li Zou

Research from 2009

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Account Monitoring Research at Michigan SEED, Vernon Loke, Margaret Clancy, and Robert Zager

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Active Partnerships: Working Together and Working for the Field, Jennifer Heffern, Gena Gun, and Karen Edwards

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A New Approach to Promote Economic Independence Among At-Risk Children: Child Development Accounts (Cdas) in Korea, Yunju Nam and Chang-Keun Han

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A Promising Platform for College Saving, Michael Sherraden

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Asset-Based Policy in Hong Kong: Child Development Fund, Michael Sherraden and Li Zou

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Asset Building Among Native Hawaiians: Lessons From the Kahikū IDA Program, David Rothwell

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Asset Building in Puerto Rico: A Study of Children's Development Accounts in Caguas, Sergio Marxuach

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Assets and Child Well-Being in Developed Countries, Trina Williams Shanks, Youngmi Kim, Vernon Loke, and Mesmin Destin

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Assets and Child Well-Being in Developing Countries: A Research Review, Gina A. N. Chowa, David Ansong, and Rainier Masa

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Assets and Liabilities, Educational Expectations, and Children's College Degree Attainment, Min Zhan and Michael Sherraden

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Assets and Liabilities, Educational Expectations, and Children's College Degree Attainment, Min Zhan and Michael Sherraden

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Assets and the Poor: A New American Welfare Policy, Michael Sherraden

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Assets as a Resource Variable in the Stress Management of Low-Income Families, David Rothwell and Chang-Keun Han

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Child Development Accounts and Saving for Children's Future: Do Financial Incentives Matter?, Lisa Reyes Mason, Yunju Nam, Margaret Clancy, Youngmi Kim, and Vernon Loke

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China Country Assessment for Youth Development Accounts, Li Zou

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City and Community Innovations in CDAs: The Role of Community-Based Organizations, Carl Rist and Liana Humphrey

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College Savings Plans: Investment Options, Safety, and Policy Implications, Margaret M. Clancy and Joe Jovanovich

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Colombia Country Assessment for Youth Development Accounts, Rainier Masa

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Country Assessment: Peru, Johanna Yancari

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Creative Partnerships Between Gear Up and State College Savings Plans: Experience and Policy Potential, Margaret M. Clancy and Rebekah Miller

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Diagnostico de Pais: Colombia [Country assessment: Columbia], Pablo Andrés Dussán López

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Diagnóstico de País: Perú [Country assessment: Peru], Johanna Yancari

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Does Household Food Insecurity Affect Parental Characteristics and Child Behavior?: Evidence From the Panel Study of Income Dynamics (PSID), Jin Huang, Karen M. Matta Oshima, and Youngmi Kim