In the 21st century the world is highly financialized, and income alone is not a sufficient support for millions of households. All people require access to safe financial products and services as well as sound financial knowledge. In addition, all families should be able to accumulate assets for their security and long-term development. Since its inception, CSD has served as a leading center for research on ways to enhance the financial security and development of families in the United States and around the world.

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Research from 2005

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Children Development Accounts in Africa: A Pilot Study, Fred Ssewamala

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Diffusion of Policy Innovation: The Case of Individual Development Accounts (IDAs) as an Asset-Building Policy, Michal Grinstein-Weiss, Kristen Wagner, and Karen Edwards

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Educational Status and Savings Performance in Individual Development Accounts, Min Zhan and Michal Grinstein-Weiss

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Enhancing the Value of the Rural Experience Through Improved Connectivity, Brian Dabson

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Evaluation of the American Dream Demonstration: Impacts of IDAs on Participant Savings and Asset Ownership, Gregory Mills

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Examples of Successful Wealth Building in Rural Areas, Jean Schumacher and Ann Ulmer

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Exploration and Use of Individual Development Accounts by Three American Indian Tribes in Oregon, Christina Finsel and Jennifer Russ

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Financial Services and Savings: Theory and Evidence From the American Dream Demonstration, Michael S. Barr

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From Individual Development Accounts to Community Asset Building: An Exploration in Bridging People- and Place-Based Strategies, Solana Rice

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Hope in Concrete Form: The Downpayments on the American Dream Demonstration: Conception, Contributions, Challenges, and Consequences, Robert Friedman

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Immigrants in Rural America: Finding a Foothold, Creating a Home, Kathleen Miller

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Impact of Asset Ownership on Social Inclusion, Margaret Lombe and Michael Sherraden

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Inclusion in Asset Building: Testimony for Hearing on "Building Assets for Low-Income Families” Subcommittee on Social Security and Family Policy Senate Finance Committee, Michael Sherraden

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Inclusion in the American Dream, Michael Sherraden

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Increasing Life Chances for Orphaned Children in Africa: Testing an Asset-Based Development Strategy, Fred Ssewamala and Jami Curley

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In-Depth Interviews With SEED Youth: Profiles of Participants in a Pilot Study, Edward Scanlon and Deborah Adams

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Institutions and Savings in Low-Income Households, Jami Curley, Fred Ssewamala, and Michael Sherraden

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Mutual Wealth in Rural America, E. G. Nadeau and Elisabeth Howard

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Overview of Federal Wealth-Building Policies Relevant to Rural America, Jon Bailey

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Participants in SEED: A Report From Account Monitoring Research, Vernon Loke and Margaret Clancy

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Rural America: Historical Overview, Jami C. Curley

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Rural Wealth Building: Native Americans, Eric Henson, Anna Lee, and Luxman Nathan

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Saving and Asset Accumulation Among Low-Income Families With Children in IDAs, Michal Grinstein-Weiss, Kristen Wagner, and Fred M. Ssewamala

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Saving in Add: Measures From MIS IDA, Mark Schreiner and Michael Sherraden

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Saving in Low-Income Households: Evidence From Interviews With Participants in the American Dream Demonstration, Michael Sherraden, Amanda Moore McBride, Elizabeth Johnson, Stacie Hanson, Fred M. Ssewamala, and Trina R. Shanks

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Section 529 Savings Plans, Access to Post-Secondary Education, and Universal Asset Building, Margaret Clancy, Reid Cramer, and Leslie Parrish

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SEED Universal Policy Model and Research, Michael Sherraden

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SEED Universal Policy Model and Research Request for Proposal, Michael Sherraden and Margaret M. Clancy

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Status of State Supported IDA Programs in 2005, Naomi Warren and Karen Edwards

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Temporary Assistance for Needy Families (TANF) and Individual Development Accounts (IDAs): A Good Match?, Karen Edwards

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The Effect of Health Insurance on Savings Outcomes in Individual Development Accounts, Rachel Banov

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The Homestead Act of the Nineteenth Century and Its Influence on Rural Lands, Trina Williams Shanks

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The Impacts of the American Dream Demonstration on Savings and Asset-Building in Canada, Peter Nares

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The Missouri-Kansas Asset-Building Coalition and Policy Project: An Initiative in Cross-State Policy Making for Wealth Building, Njeri Kagotho and Gena Gunn

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The Universal Model in SEED, Michael Sherraden and Margaret M. Clancy

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Way to Give: A Guide to Connecting, Giving and Asset Building, Stephanie C. Boddie and Prema Thirupathy

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Way to Give: Tithing Practices That Benefit Families, Congregations, and Communities, Stephanie Boddie

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Wealth Building Strategies in Rural States: Are They Doing Enough?, William Schweke

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What Does an IDA Cost? Some Measures From ADD, Mark Schreiner

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Whose Ownership? Which Society?, Robert Hockett

Research from 2004

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Asset Building: Increasing Capacity for Performance Measurement and Effects+B200, Amanda Moore McBride, Stacie Lintvedt Hanson, Sondra Beverly, Mark Schreiner, Michael Sherraden, and Lissa Johnson

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Asset Building Through Community Participation: Re-Stocking Pastoralists Following Drought in Northern Kenya, Carolyn Lesorogol

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College Savings Plans: A Platform for Inclusive Saving Policy?, Margaret M. Clancy, Peter Orszag, and Michael Sherraden

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Cost-Effectiveness in Individual Development Accounts, Mark Schreiner, Guat Tin Ng, and Michael Sherraden

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Evaluation of the American Dream Demonstration: Final Evaluation Report, Gregory Mills, Rhiannon Patterson, Larry Orr, and Donna DeMarco

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Family Saving and Community Assets: Designing and Implementing Family-Centered, Place-Based Individual Development Account Programs, Stephanie C. Boddie, Michael Sherraden, Lorlene Hoyt, Prema Thirupathy, Trina Shanks, Solana Rice, and Margaret Sherraden

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Integrating Savings Into Microenterprise Programs for the Poor: Do Institutions Matter?, Fred M. Ssewamala and Michael Sherraden

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Kitchen Capitalism: Microenterprise in Low-Income Households, Margaret S. Sherraden, Cynthia K. Sanders, and Michael Sherraden

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Match Rates, Individual Development Accounts, and Saving by the Poor, Mark Schreiner

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Measuring Saving, Mark Schreiner