Research from 2016
Growing Financial Assets for Foster Youths: Expanded Child Welfare Responsibilities, Policy Conflict, and Caseworker Role Tension, Clark M. Peters, Margaret S. Sherraden, and Ann Marie Kuchinski
Home Delinquency Rates Are Lower Among ACA Marketplace Households: Evidence From a Natural Experiment, Emily A. Gallagher, Radhakrishnan Gopalon, Michal Grinstein-Weiss, Stephen P. Roll, and Genevieve Davison
How the Emerging U.S. Retirement System Magnifies Wealth Inequality, Karl Polzer
Improved Financial Capability Can Reduce Material Hardship Among Mothers, Jin Huang, Yunju Nam, Michael Sherraden, and Margaret M. Clancy
International Child Development Accounts, Michael Sherraden, Li-Chen Cheng, Fred M. Ssewamala, Youngmi Kim, Vernon Loke, Li Zou, Gina Chowa, David Ansong, Lissa Johnson, Yung Soo Lee, Michal Grinstein-Weiss, Margaret M. Clancy, Jin Huang, Sondra G. Beverly, Yunju Nam, and Chang-Keun Han
Leveraging Tax Time to Build Financial Capability: Research Evidence and Policy Directions, Meredith Covington, Jane E. Oliphant, and Michal Grinstein-Weiss
Material Hardship and Children's Social-Emotional Development: Testing Mitigating Effects of Child Development Accounts in a Randomized Experiment, Jin Huang, Youngmi Kim, and Michael Sherraden
Promoting Financial Capability of Incarcerated Women for Community Reentry: A Call to Social Workers, Cynthia K. Sanders
Racial Disparities in Education Debt Burden Among Low- and Moderate-Income Households, Michal Grinstein-Weiss, Dana C. Perantie, Samuel H. Taylor, Shenyang Guo, and Ramesh Raghavan
Racial Disparities in Student Debt: Evidence From the Refund to Savings Initiative, Samuel H. Taylor, Dana C. Perantie, Nava Kantor, Michal Grinstein-Weiss, Shenyang Guo, and Ramesh Raghavan
Research Summary: Universal Accounts at Birth: Results From SEED for Oklahoma Kids, Sondra G. Beverly, Margaret M. Clancy, and Michael Sherraden
Social Work's Response to Poverty: From Benefits Dependence to Economic Self-Sufficiency, Lauren B. Gates, Jennifer Koza, and Sheila H. Akabas
Student Debt and Hardship: Evidence From a Large Sample of Low- and Moderate-Income Households, Mathieu R. Despard, Dana Perantie, Samuel Taylor, Michael Grinstein-Weiss, Terri Friedline, and Ramesh Raghavan
Support for a Tax-Time Savings Policy: Interest in Deferring Tax Refunds With Matched Incentives, Dana C. Perantie, Jane E. Oliphant, and Michal Grinstein-Weiss
Testing Universal Child Development Accounts: Financial Impacts in a Large Social Experiment, Margaret M. Clancy, Sondra G. Beverly, Michael Sherraden, and Jin Huang
The Burden of Student Debt: Findings From a Survey of Low- and Moderate-Income Households, Mathieu R. Despard, Samuel H. Taylor, Dana C. Perantie, and Michal Grinstein-Weiss
The Excluded: An Estimate of the Consequences of Denying Social Security to Agricultural and Domestic Workers, David Stoesz
The Impacts of Individual Development Accounts, Assets, and Debt on Future Orientation and Psychological Depression, William M. Rohe, Clinton Key, Michal Grinstein-Weiss, Mark Schreiner, and Michael Sherraden
The Role of Health Insurance in the Financial Lives of Low- and Moderate-Income Households, Mathieu R. Despard, Dana C. Perantie, Jane E. Oliphant, Stephen P. Roll, and Michal Grinstein-Weiss
Toward Culturally Sensitive Financial Education Interventions With Latinos, Liza Barros Lane and Suzanne Pritzker
Training Social Workers and Human Service Professionals to Address the Complex Financial Needs of Clients, Jodi Jacobson Frey, Karen Hopkins, Philip Osteen, Christine Callahan, Sally Hageman, and Jungyai Ko
Unmarried Mothers and Children's Social-Emotional Development: The Role of Child Development Accounts, Jin Huang, Youngmi Kim, Michael Sherraden, and Margaret M. Clancy
“We Routinely Borrow to Survive”: Exploring the Financial Capability of Income-Poor People in India, Mahasweta M. Banerjee
Youth Savings Patterns and Performance in Colombia, Ghana, Kenya, and Nepal, Lissa Johnson, YungSoo Lee, David Ansong, Margaret S. Sherraden, Gina Chowa, Fred Ssewamala, Li Zou, Michael Sherraden, Moses Njenga, Joseph Kieyah, Issac Osei-Akoto, Sharad Sharma, Jyoti Manandhar, Catherine Rodriguez Orgales, Frederico Merchán, and Juan Saavedra
Research from 2015
Adopting a Financial Capability and Asset Building Curriculum at Historically Black Colleges and Universities, Michael Rochelle, Gena McClendon, Melody Brackett, Michael Wright, and Margaret Sherraden
Asset-Based Policy in China: Applied Projects and Policy Progress, Li Zou, Baorong Guo, Suo Deng, Jin Huang, Minchao Jin, and Michael Sherraden
Asset-Based Policy in Hong Kong: Child Development Fund, Li Zou, Simon Lai, and Michael Sherraden
Asset-Based Policy in South Korea, Youngmi Kim, Li Zou, Soyoon Weon, Michael Sherraden, and Jin Yong Choi
Building Children's Assets in Singapore: The Beginning of a Lifelong Policy, Vernon Loke and Michael Sherraden
Can Child Development Accounts Be Inclusive? Early Evidence From a Statewide Experiment, Sondra G. Beverly, Youngmi Kim, Michael Sherraden, Yunju Nam, and Margaret M. Clancy
Child Development Accounts and Parental Educational Expectations for Young Children: Early Evidence From a Statewide Social Experiment, Youngmi Kim, Michael Sherraden, Jin Huang, and Margaret Clancy
Closing the Racial Wealth Gap: Innovative Solutions for Change, Southern Regional Asset Building Coalition
College Savings Plans: A Platform for Inclusive and Progressive Child Development Accounts, Margaret M. Clancy, Michael Sherraden, and Sondra G. Beverly
Creating Financial Capability in the Next Generation: An Introduction to the Special Issue, Margaret S. Sherraden and Michal Grinstein-Weiss
Do EITC Recipients Use Their Tax Refunds to Get Ahead? Evidence From the Refund to Savings Initiative, Mathieu R. Despard, Dana C. Parantie, Jane Oliphant, and Michal Grinstein-Weiss
Does Unsecured Debt Decrease Savings? Evidence From the Refund to Savings Initiative, Michal Grinstein-Weiss, Jane Oliphant, Blair D. Russell, and Ray Boshara
Effects of an Individual Development Account Program on Retirement Saving: Follow-Up Evidence From a Randomized Experiment, Michal Grinstein-Weiss, Michael Sherraden, William G. Gale, William M. Rohe, Mark Schreiner, Clinton Key, and Jane E. Oliphant
Facilitators and Obstacles in Youth Saving: Perspectives From Ghana and Kenya, Li Zou, Sarah Myers Tlapek, Githinji Njenga, Dorcas Opai-Tetteh, and Margaret S. Sherraden
Financial Capability and Asset Building in Social Work Education: “The Big Piece Missing?”, Margaret S. Sherraden, Julie Birkenmaier, Michael Rochelle, and Gena G. McClendon
Financial Capability and Asset Development: Research, Education, Policy, and Practice, Julie Birkenmaier, Margaret S. Sherraden, and Jami C. Curley
Food Insecurity and Financial Access During an Economic Recession: Evidence From the 2008 SIPP, Julie Birkenmaier, Jin Huang, and Youngmi Kim
Head Start Family Financial Capability: 2013–2014 Annual Report of the Asset Project, Jami Curley and Anne S. Robertson
Homeownership, the Great Recession, and Wealth: Evidence From the Survey of Consumer Finances, Michal Grinstein-Weiss, Clinton Key, and Shannon Carrillo
How Do Norms Inform Our Approach to Financial Empowerment?, Camille M. Busette
Impacts of Financial Inclusion on Youth Development: Findings From the Ghana YouthSave Experiment, Gina Chowa, Rainier Masa, David Ansong, Mat Despard, Shiyou Wu, Deborah Hughes, Isaac Osei-Akoto, Stephanie Afranie, Naa Adjorkor Mark-Sowah, Charles Ofori-Acquah, YungSoo Lee, Lissa Johnson, and Michael Sherraden
Racial and Ethnic Disparities in Food Insufficiency: Evidence From a Statewide Probability Sample, Yunju Nam, Jin Huang, Colleen Heflin, and Michael Sherraden
Refund to Savings 2013: Comprehensive Report on a Large-Scale Tax-Time Saving Program, Michal Grinstein-Weiss, Dana C. Perantie, Blair D. Russell, Krista Comer, Samuel H. Taylor, Lingzi Luo, Clinton Key, and Dan Ariely
Refund to Savings: Creating Contingency Savings at Tax Time, Michal Grinstein-Weiss
Starting Early for Financial Success: Capability Into Action [Special Issue], Michal Grinstein-Weiss and Margaret S. Sherraden
Statement Given in Bridging the Gap: How Prepared Are Americans for Retirement? Hearing Before the U.S. Senate Special Committee on Aging, Michal Grinstein-Weiss