Research from 2018
Program Knowledge and Racial Disparities in Savings Outcomes in a Child Development Account Experiment, Yunju Nam, Elizabeth Hole, Michael Sherraden, and Margaret M. Clancy
Promoting Savings at Tax Time: Insights from Online and In-Person Tax Preparation Services, Genevieve Davison, Ellen Frank-Miller, Stephen P. Roll, and Michal Grinstein-Weiss
Refund to Savings 2015-2016: Field Experiments to Promote Tax-Time Saving in Low- and Moderate-Income Households, Stephen P. Roll, Genevieve Davison, Michal Grinstein-Weiss, Mathieu R. Despard, and Sam Bufe
Responses to and Repercussions From Income Volatility in Low- and Moderate-Income Households: Results From a National Survey, Stephen P. Roll, David S. Mitchell, Krista Holub, Sam Bufe, and Michal Grinstein-Weiss
School Banking as a Strategy for Strengthening Youth Economic Participation in Developing Countries: Lessons From YouthSave, Lissa Johnson, YungSoo Lee, Githinji Njenga, Joseph Kieyah, Isaac Osei-Akoto, Catherine Rodriguez Orgales, Sharad Sharma, Gina Agnes Chowa, David Ansong, Fred Ssewamala, Margaret S. Sherraden, Michael Sherraden, and Li Zou
Taking Child Development Accounts to Scale: Ten Key Policy Design Elements, Michael Sherraden, Margaret M. Clancy, and Sondra G. Beverly
The Experience of Volatility in Low- and Moderate-Income Households: Results From a National Survey, Stephen P. Roll, David S. Mitchell, Sam Bufe, Gracie Lynne, and Michal Grinstein-Weiss
The Pivotal Role of Human Service Practitioners in Building Financial Capability, Mae Watson Grote
The Role of Choice Architecture in Promoting Saving at Tax Time: Evidence From a Large-Scale Field Experiment, Michal Grinstein-Weiss, Cynthia Cryder, Mathieu R. Despard, Dana C. Perantie, Jane E. Oliphant, and Dan Ariely
The State of State EITCs: An Overview and Their Implications for Low- and Moderate-Income Households, Genevieve Davison, Stephen P. Roll, Samuel H. Taylor, and Michal Grinstein-Weiss
Research from 2017
529 Plan Investment Growth and a Quasi-Default Investment for Child Development Accounts, Margaret Clancy
Annual Report on the Head Start Family Financial Capability Program: 2015–2016, Jami Curley and Anne S. Robertson
Assessing Retirement Needs and Interest in myRa: Findings From the Refund to Savings Initiative, Stephen P. Roll, Jane E. Oliphant, Dana C. Perantie, Michal Grinstein-Weiss, and Genevieve Davison
Asset Limits for Means-Tested Public Assistance: Considerations for Child Development Account Proponents, Sondra G. Beverly and Margaret M. Clancy
Child Development Accounts, Parental Savings, and Parental Educational Expectations: A Path Model, Youngmi Kim, Jin Huang, Michael Sherraden, and Margaret M. Clancy
Coping With a Crisis: Financial Resources Available to Low- and Moderate-Income Households in Emergencies, Dana C. Perantie, Stephen P. Roll, Jane E. Oliphant, Shenyang Guo, and Michal Grinstein-Weiss
Do Savings and Assets Reduce Need-Based Aid for Dependent Students?, Margaret M. Clancy and Sondra G. Beverly
Effects of a Tax-Time Savings Experiment on Material and Health Care Hardship Among Low-Income Filers, Mathieu R. Despard, Samuel Taylor, Chunhui Ren, Blair Russell, Michal Grinstein-Weiss, and Ramesh Raghavan
Effects of a Tax-Time Savings Intervention on Use of Alternative Financial Services Among Lower-Income Households, Mathieu R. Despard, Michal Grinstein-Weiss, Chinhui Ren, Shenyang Guo, and Ramesh Raghavan
Employee Financial Wellness Programs: A Review of the Literature and Directions for Future Research, Geraldine Hannon, Meredith Covington, Mat Despard, Ellen Frank-Miller, and Michal Grinstein-Weiss
Employee Financial Wellness Programs Project: Comprehensive Report of Findings, Ellen Frank-Miller, Meredith Covington, Mathieu R. Despard, Geraldine Hannon, and Michal Grinstein-Weiss
Financial Capability, Margaret S. Sherraden
Financial Capability and Asset Building in Social Work Education, Jodi Jacobson Frey, Margaret S. Sherraden, Julie Birkenmaier, and Christine Callahan
Financial Inclusion in China: Use of Credit, Zibei Chen and Minchao Jin
Financial Literacy in China: Priorities and a Direction, Yiqing Yuan and Minchao Jin
For Their Financial Benefit: Determination of Financial Capability for Adult Beneficiaries of Social Security Disability, Julie Birkenmaier, María Aranda, Paul S. Appelbaum, and Mark A. Norman
Qiong Ren Neng Zan Qian Ma, Mark Schreiner, Michael Sherraden, and Y. Sun
Statewide Child Development Account Policies: Key Design Elements, Margaret M. Clancy and Sondra G. Beverly
"Taking the Bank to the Youth:" Impacts on Saving and Asset Building From the Ghana YouthSave Experiment, YungSoo Lee, Lissa Johnson, David Ansong, Isaac Osei-Akoto, Rainier Masa, Gina Chowa, and Michael Sherraden
The Role of Child and Parent Savings in Promoting Expectations for University Education Among Middle School Students in Ghana: A Propensity Score Analysis, David Ansong, Shiyou Wu, and Gina A.N. Chowa
The Role of Parents in Introducing Children to Financial Services: Evidence From Ghana-YouthSave, Shiyou Wu, Mathieu R. Despard, and Gina Chowa
Universal and Progressive Child Development Accounts: A Policy Innovation to Reduce Educational Disparity, Michael Sherraden, Margaret M. Clancy, Yunju Nam, Jin Huang, Youngmi Kim, Sondra G. Beverly, Lisa Reyes Mason, Trina R. Williams Shanks, Nora Ellen Wikoff, Mark Schreiner, and Jason Q. Purnell
Workplace Financial Wellness Services: A Primer for Employers, Center for Social Development
Research from 2016
A Multi-University Economic Capability-Building Collaboration, Shelley Horwitz and Katharine Briar-Lawson
Annual Report on the ASSET Project's Head Start Family Financial Capability Pilot: 2014–2015, Anne S. Robertson and Jami Curley
A Savings Account for Every Child Born in Israel: Recommendations for Program Implementation, Michal Grinstein-Weiss, Meredith Covington, Margaret M. Clancy, and Michael Sherraden
Asset Building: Toward Inclusive Policy, Michael Sherraden, Lissa Johnson, Margaret Clancy, Sondra G. Beverly, Margaret S. Sherraden, Mark Schreiner, William Elliott III, Trina Shanks William, Deborah Adams, Jami C. Curley, Jin Huang, Michal Grinstein-Weiss, Yunju Nam, Min Zhan, and Chang-Kuen Han
Behavioral Interventions to Increase Tax-Time Saving: Evidence From a National Randomized Trial, Michal Grinstein-Weiss, Blair D. Russell, William G. Gale, Clinton Key, and Dan Ariely
Building Financial Knowledge Is Not Enough: Financial Self-Efficacy as a Mediator in the Financial Capability of Low-Income Families, David W. Rothwell, Mohammad N. Khan, and Katrina Cherney
Case to Cause: Back to the Future, Mimi Abramovitz and Margaret S. Sherraden
Celebrating Six Decades of Social Work and Advancing Financial Capability and Asset Development, Tricia B. Bent-Goodley, Margaret S. Sherraden, Jodi Jacobson Frey, Julie Birkenmaier, Christine Callahan, and Gena G. McClendon
Characteristics and Hardships Associated With Bank Account Ownership Among Refund to Savings Participants, Michal Grinstein-Weiss, Dana C. Perantie, Jane E. Oliphant, Anna deRuyter, and Mathieu R. Despard
Coming of Age on a Shoestring Budget: Financial Capability and Financial Behaviors of Lower-Income Millennials, Stacia West and Terri Friedline
Do Tax-Time Savings Deposits Reduce Hardship Among Low-Income Filers? A Propensity Score Analysis, Michal Grinstein-Weiss, Mathieu R. Despard, Shenyang Guo, Blair Russell, Clinton Key, and Ramesh Raghavan
Ethnic Differences in Financial Outcomes Among Low-Income Older Asian Immigrants: A Financial Capability Perspective, Yunju Nam, Jin Huang, and Eun Jeong Lee
Financial Anxiety in Low- and Moderate-Income Households: Findings From the Household Financial Survey, Stephen P. Roll, Samuel H. Taylor, and Michal Grinstein-Weiss
Financial Capability and Asset Building: Building Evidence for Community Practice, Julie Birkenmaier, Margaret S. Sherraden, Jodi Jacobson Frey, Christine Callahan, and Anna Maria Santiago
Financial Capability and Asset Building in the Curricula: Student Perceptions, Vernon Loke
Financial Capability in Early Social Work Practice: Lessons for Today, Paul H. Stuart
Financial Inclusion in China: Use of Credit, Zibei Chen and Minchao Jin