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Submissions from 2020

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Material Hardship among Lower-Income Households: The Role of Liquid Assets and Place, Mathieu Despard, Valerie Taing, Addie Weaver, Stephen Roll, and Michal Grinstein-Weiss

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Employee Financial Wellness Programs: Promising New Benefit for Frontline Workers?, Mathieu Despard, Ellen Frank-Miller, Yingying Zeng, Sophia Fox-Dichter, Geraldine Germain, Michal Grinstein-Weiss, and Meredith Covington

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Employee Financial Wellness Programs: Tips for Employers, Sloane Wolter, Jenna Hampton BSW, Sophia Fox-Dichter, and Ellen Frank-Miller

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Employee Financial Wellness Programs: Tips for Providers, Jenna Hampton BSW, Sloane Wolter, Sophia Fox-Dichter, and Ellen Frank-Miller

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Financial counseling for front-line workers: A pilot study of engagement and outcomes, Mathieu Despard, Yingying Zeng, Sophia Fox-Dichter, Ellen Frank-Miller, and Michal Grinstein-Weiss

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Promoting Public Retirement Savings Accounts during Tax Filing: Evidence from a Field Experiment, Stephen Roll, Michal Grinstein-Weiss, Olga Kondratjeva, and Sam Bufe

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Tax-Time Saving and the Earned Income Tax Credit: Results from Online Field and Survey Experiments, Mathieu Despard, Michal Grinstein-Weiss, Stephen Roll, Bradley Hardy, Dana Perantie, and Jane Oliphant

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The Impact of Tax Refund Delays on the Experience of Hardship and Unsecured Debt, Olga Kondratjeva, Stephen Roll, Mathieu Despard, and Michal Grinstein-Weiss

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Using Financial Tips to Guide Debt Repayment: Experimental Evidence from Low-and Moderate-Income Tax Filers, Olga Kondratjeva, Stephen Roll, Sam Bufe, and Michal Grinstein-Weiss

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Improving Educational and Career Opportunities for Youth with Disabilities in the Future Trend Program, Yifat Klein, Osnat Elnathan, Mayzahav Itiel Barkai, Miriam Palachi, Anat Halevy, Yair Feingold, Ariel Tikotsky, and Guy Hochman

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Improving the Take-Up of Homecare Services Among Holocaust Survivors in a Jewish Charitable Organization, Olga Kondratjeva, Stephen Roll, Odelya Mantsura, Pini Miretski, Olga Statland-Vaintraub, Hannah Brumbaum, Ariel Tikotsky, and Michal Grinstein-Weiss

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Household Savings Decisions in Israel’s Child Savings Program: The Role of Demographic, Financial, and Intrinsic Factors, Ofir Pinto, Olga Kondratjeva, Maya Haran Rosen, Stephen P. Roll, Aytakin Huseynli, and Michal Grinstein-Weiss

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Nothing to Show for It: Non-Degreed Debt and the Financial Circumstances Associated with It, Jason Jabbari, Mathieu Despard, Olga Kondratjeva, Brinda Gupta, and Michal Grinstein-Weiss

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Assessing the Short-Term Stability of Financial Well-Being in Low- and Moderate-Income Households, Stephen P. Roll, Olga Kondratjeva, Michal Grinstein-Weiss, and Stephanie Skees

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Does Savings Affect Participation in the Gig Economy? Evidence from a Tax Refund Field Experiment, Sam Bufe, Stephen P. Roll, Olga Kondratjeva, Bradley Hardy, and Michal Grinstein-Weiss

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How Do the Lives of Participants in a Housing Mobility Program Change After They Move? A Case Study of the Mobility Connection Program, Jenna Hampton BSW, Stephen J. Roll PhD, and Michal Grinstein-Weiss PhD

Submissions from 2019

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Assessing the Short-Term Stability of Financial Well-Being in Low- to Moderate-Income Households, Sicong Sun, Stephen P. Roll, Olga Kondratjeva, Sam Bufe, and Michal Grinstein-Weiss

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How do Changing Financial Circumstances Relate to Financial Well-Being? Evidence from a National Survey, Sam Bufe, Stephen P. Roll, Olga Kondratjeva, and Michal Grinstein-Weiss

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How do Changing Financial Circumstances Relate to Financial Well-Being? Evidence from a National Survey, Sam Bufe, Sicong Sun, Stephen P. Roll, Olga Kondratjeva, and Michal Grinstein-Weiss

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Dependent Care FSAs: Policy Proposals to level the Playing Field for Low- to Moderate-Income Parents, Ellen Frank-Miller, Sophia Fox-Dichter, and Sloane Wolter

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Making Dependent Care FSAa Work for Low- to Moderate-Income Families 5 Action Steps for Employers, Sophia Fox-Dichter, Ellen Frank-Miller, and Sloane Wolter

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Credit-Building Services for Employees: An Assessment of Engagement and Outcomes, Yingying Zeng MSW, MSP and Mathieu Despard PhD, MSW

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Dependent Care FSAs: The Uneven Playing Field for Employers and Workers, Ellen Frank-Miller, Sophia Fox-Dichter, and Sloane Wolter

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Dependent Care FSAs Work for Low- to Moderate-Income Families: 5 Action Steps for Policymakers, Sophia Fox-Dichter, Ellen Frank-Miller, and Sloane Wolter

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Employer-Sponsored Small-Dollar Loans: An Assessment of Take-Up, Engagement, and Outcomes, Ellen G. Frank-Miller PhD; Sophia Fox-Dichter MSW; Sloane Wolter AB; Jenna Hampton BSW; Mathieu Despard PhD, MSW; and Geraldine Germain MSW

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Financial Counseling for Low- and Moderate-Income Employees: An Assessment of Engagement and Outcomes, Mathieu Despard PhD, MSW; Yingying Zeng MSW, MSP; and Sophia Fox-Dichter MSW

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Financial Counseling for Low- and Moderate-Income Home Health Care Employees: An Assessment of Take-Up, Engagement, and Outcomes, Ellen G. Frank-Miller PhD, Sophia R. Fox-Dichter MSW, Sloane Wolter AB, and Jenna Hampton BSW

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Workplace Credit-Building Counseling at a Midwest Employer: An Assessment of Take-Up, Engagement, and Outcomes, Ellen G. Frank-Miller PhD; Sophia Fox-Dichter MSW; Sloane Wolter AB; Jenna Hampton BSW; and Yingying Zeng MSW, MSP

Submissions from 2018

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Financial Well-Being in Low- and Moderate-Income Households: How Does It Compare to the General Population?, Sicong Sun, Olga Kondratjeva, Stephen P. Roll, Mathieu Despard, and Michal Grinstein-Weiss

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Financial Well-Being in Low- and Moderate-Income Households: How Does It Compare to the General Population?, Sicong Sun, Olga Kondratjeva, Stephen P. Roll, Mathieu Despard, and Michal Grinstein-Weiss

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Refund to Savings 2015-2016: Field Experiments to Promote Tax-Time Saving in Low- and Moderate-Income Households, Stephen P. Roll, Genevieve Davison, Michal Grinstein-Weiss, Mathieu R. Despard, and Sam Bufe

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A Toolkit for Expanding Financial Capability at Tax Time, Genevieve Davison, Merideth Covington, Olga Kondratjeva, Stephen P. Roll, and Michal Grinstein-Weiss

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Employee Financial Wellness Programs: Differences in Reach by Financial Circumstances, Sophia R. Fox-Dichter, Yingying Zeng, Mathieu R. Despard, Ellen Frank-Miller, and Geraldine Germain

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The State of State EITCs: An Overview and Their Implications for Low- and Moderate-Income Households, Genevieve Davison, Stephen P. Roll, Samuel H. Taylor, and Michal Grinstein-Weiss

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Employee Financial Wellness Programs: Differences in Reach by Race and Ethnicity, Sophia R. Fox-Dichter, Mathieu R. Despard, Ellen Frank-Miller, and Geraldine Germain

Research from 2017

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Employee Financial Wellness Programs Project: Comprehensive Report of Findings, Ellen Frank-Miller, Meredith Covington, Mathieu R. Despard, Geraldine Hannon, and Michal Grinstein-Weiss

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Employee Financial Wellness Programs: A Review of the Literature and Directions for Future Research, Geraldine Hannon, Meredith Covington, Mat Despard, Ellen Frank-Miller, and Michal Grinstein-Weiss

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Assessing Retirement Needs and Interest in myRa: Findings From the Refund to Savings Initiative, Stephen P. Roll, Jane E. Oliphant, Dana C. Perantie, Michal Grinstein-Weiss, and Genevieve Davison

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Coping With a Crisis: Financial Resources Available to Low- and Moderate-Income Households in Emergencies, Dana C. Perantie, Stephen P. Roll, Jane E. Oliphant, Shenyang Guo, and Michal Grinstein-Weiss

Research from 2016

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Home Delinquency Rates Are Lower Among ACA Marketplace Households: Evidence From a Natural Experiment, Emily A. Gallagher, Radhakrishnan Gopalon, Michal Grinstein-Weiss, Stephen P. Roll, and Genevieve Davison

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The Role of Health Insurance in the Financial Lives of Low- and Moderate-Income Households, Mathieu R. Despard, Dana C. Perantie, Jane E. Oliphant, Stephen P. Roll, and Michal Grinstein-Weiss

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Characteristics and Hardships Associated With Bank Account Ownership Among Refund to Savings Participants, Michal Grinstein-Weiss, Dana C. Perantie, Jane E. Oliphant, Anna deRuyter, and Mathieu R. Despard

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Support for a Tax-Time Savings Policy: Interest in Deferring Tax Refunds With Matched Incentives, Dana C. Perantie, Jane E. Oliphant, and Michal Grinstein-Weiss

Research from 2015

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Use of Alternative Financial Services Among Low- and Moderate-Income Households: Findings From a Large-Scale National Household Financial Survey, Mathieu R. Despard, Dana C. Perantie, Lingzi Luo, Jane Oliphant, and Michal Grinstein-Weiss

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Refund to Savings 2013: Comprehensive Report on a Large-Scale Tax-Time Saving Program, Michal Grinstein-Weiss, Dana C. Perantie, Blair D. Russell, Krista Comer, Samuel H. Taylor, Lingzi Luo, Clinton Key, and Dan Ariely