The Center for Social Development is broadly engaged in designing and testing social innovations that promote full inclusion, fair treatment, and achievement of one’s full potential. Our research is transdisciplinary and encompasses seven primary areas.

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Research from 2000

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Reaching out to the Unbanked, John Caskey

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Resources Used to Produce Individual Development Accounts in the First Two Years of the Experimental Program of the American Dream Demonstration at the Community Action Project of Tulsa County, Mark Schreiner

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Saving and Asset-Accumulation Strategies Used by Low-Income Individuals, Amanda Moore McBride, Sondra Beverly, Michael Sherraden, Margaret Sherraden, Lissa Johnson, and Mark Schreiner

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Saving Patterns in IDA Programs, Michael Sherraden, Lissa Johnson, Margaret Clancy, Sondra Beverly, Mark Schreiner, Min Zhan, and Jami Curley

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The EITC and USA's/IDA's: Maybe a Marriage Made in Heaven, Timothy Smeeding

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The Homestead Act: A Major Asset-Building Policy in American History, Trina Williams Shanks

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The Impact of Parental Wealth on Living Standards in Israel, Seymour Spilerman

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The Impacts of IDA Programs on Family Savings and Asset-Holdings, Michael Stegman, Robert Faris, and Oswaldo Urdapilleta Gonzales

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The Material Conditions for Microenterprise in the United States and the Third World, Mark Schreiner

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The Thrift Savings Plan Experience: Implications for a Universal Asset Account Initiative, Elaine Rideout-Fisher

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The Universal Piggy Bank: Designing and Implementing a System of Savings Accounts for Children, Fred T. Goldberg Jr. and Jodi Birk Cohen

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Toward Progressive Pensions: A Summary of the U.S. Pension System and Proposals for Reform, Peter Orszag and Robert Greenstein

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Use of Financial Services and the Poor, Jeanne M. Hogarth and Jinkook Lee

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Who Are the Asset Poor? Levels, Trends, and Composition, 1983-1998, Robert Haveman and Edward N. Wolff

Research from 1999

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A Cost-Effectiveness Analysis of the Grameen Bank of Bangladesh, Mark Schreiner

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Aspects of Outreach: A Framework for the Discussion of the Social Benefits of Microfinance, Mark Schreiner

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Documenting the Costs of Slavery, Segregation, and Contemporary Discrimination: Are Reparations in Order for African Americans?, Joe Feagin

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Downpayments on the American Dream Policy Demonstration, Michael Sherraden, Deborah Page-Adams, Lissa Johnson, Edward Scanlon, Jamie Curley, Min Zhan, Alfreda Bady, and James Hinterlong

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Economic Poverty Reconsidered: The Case for "Direct" Measures, Sondra G. Beverly

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Implementation and Outcomes of an Individual Development Account Project, Diane Lazear

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The Effects of Assets on the Economic Well-Being of Women After Marital Disruption, EstherYin-Nei Cho

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The Impact of Homeownership on the Life Satisfaction of African-Americans, Edward Scanlon

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The Subsidy Dependence Index and Recent Attempts to Adjust It, Mark Schreiner and Jacob Yaron

Research from 1998

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Building Social Capital From the Center: A Village-Level Investigation of Bangladesh's Grameen Bank, Lisa Larance

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Factors Influencing African American Youths' Decisions to Stay in School, Larry E. Davis, Sharon Johnson, Julie Miller-Cribbs, Stephen Cronen, and Leslie Scheuler-Whitaker

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Individual, Family and Neighborhood Influences on Teen Childbearing: A Life Options Approach, Leslie Scheuler-Whitaker and Shanta Pandey

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Landholding and Household Development: What Do We Know?, Min Zhan and Michael Sherraden

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On the Precipice of Reform: Welfare Spell Durations for Rural, Female-Headed Families, Shirley Porterfield

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The History and Status of Children's Allowances: Policy Background for Children's Savings Accounts, Jami C. Curley and Michael Sherraden

Research from 1997

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Home Mortgage Lending in St. Louis City: An Analysis of 1992 and 1994 Home Mortgage Disclosure Act Data, Edward Scanlon and Shirley Emerson

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Homeownership and Well-Being Among Blue-Collar Workers, Deborah Page-Adams and Nancy Vosler

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How Can the Poor Save? Theory and Evidence on Saving in Low-Income Households, Sondra Beverly

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Human Capital and Social Work, Sondra Beverly and Michael Sherraden

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Individual Development Accounts: Creative Savings for Families and Communities, Karen Edwards

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Mortgage Lending: Is Gender a Factor?, Cynthia K. Sanders, Edwaard Scalon, and Shirley R. Emerson

Research from 1996

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Education, Assets, and Intergenerational Well-Being: The Case of Female Headed Families, Li-Chen Cheng and Deborah Page-Adams

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Homeownership and Its Impacts: Implications for Housing Policy for Low-Income Families, Edward Scanlon

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What We Know About Effects of Asset Holding: Implications for Research on Asset-Based Anti-Poverty Initiatives, Deborah Page-Adams and Michael Sherraden

Research from 1995

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Effects of Assets on Attitudes and Behaviors: Advance Test of a Social Policy Proposal, Gautam N. Yadama and Michael Sherraden