Language
English (en)
Publication Date
12-8-2025
Summary
How does guaranteed basic income influence the credit of recipients?
In late 2023, the City of St Louis launched a pilot program providing $500 a month for 18 months to more than 500 low-income St. Louis households with children. Researchers from the Center for Social Development and the Brown School Evaluation Center conducted a mixed-methods evaluation of the program, tracking recipients’ journeys over the pilot’s duration. This brief presents findings from analyses of administrative credit records on the effects of the St. Louis Guaranteed Basic Income Program on the credit scores, payment delinquencies, and credit utilization of participants.
Document Type
Research Brief
Category
Financial Inclusion
Subarea
Income Policy
Original Citation
Allee, H., Anderson, G., Barth, R., Brugger, L., Chiang, M., Dobill, A., Hamilton, L., Moore, A., Rolf, L., Roll, S., & Zhang, G. (2025). The impacts of the St. Louis Guaranteed Basic Income Program on credit health (Evaluation Brief No. 2). Washington University, Center for Social Development and Brown School Evaluation Center. https://doi.org/10.7936/9jj7-nm15
Keywords
St. Louis ; St. Louis Guaranteed Basic Income Program ; income ; policy ; Missouri ; United States ; credit ;
Recommended Citation
Allee, H., Anderson, G., Barth, R., Brugger, L., Chiang, M., Dobill, A., Hamilton, L., Moore, A., Rolf, L., Roll, S., & Zhang, G. (2025). The impacts of the St. Louis Guaranteed Basic Income Program on credit health (Evaluation Brief No. 2). Washington University, Center for Social Development and Brown School Evaluation Center. https://doi.org/10.7936/9jj7-nm15
DOI: https://doi.org/10.7936/9jj7-nm15