Author

Min Zhan

Publication Date

7-1-2003

Summary

This study examines savings outcomes of single mothers in Individual Development Accounts (IDAs), a structured savings program for the poor. Results indicate that low-income single mothers can save in IDAs. Results also show that participant characteristics, in general, have little impact on savings outcomes. Program variables such as monthly savings target and financial education are linked with savings. Policy implications are discussed.

Document Type

Working Paper

Category

Financial Inclusion

Subarea

Asset Building

Original Citation

Zhan, M. (2003). Savings outcomes of single mothers in Individual Development Accounts (CSD Working Paper No. 03-07). St. Louis, MO: Washington University, Center for Social Development.

Project

American Dream Policy Demonstration (ADD)

Keywords

IDA, individual development account, Women, financial education, saving, savings outcomes, family, ADD, American Dream Demonstration

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