ORCID

Jeremy Bertomeu, https://orcid.org/0000-0001-6746-5767

Language

English (en)

Publication Date

2011

Abstract

This paper examines how financial reporting regulations aff ect, and respond to, macroeconomic cycles by exploring a pos - itive framework in which regulators subject to political pr essures respond to cyclical demands by borrowers and lender s. We establish that, as economic conditions initially declin e, political power shifts toward interest groups favoring l ess fi- nancial transparency. What follows is a counter-cyclical i ncrease in economic activity, as more non-reporting loans a re financed, possibly coincidental with more aggregate uncert ainty. During a recession, reporting quality is increased, po- tentially causing a crisis-like adjustment of economic act ivity to the cycle. We also discuss implications for event st udies, bank lobbying, mark-to-market and cost of capital.

Document Type

Working Paper

Author's Department

Accounting

Author's School

Olin Business School

Included in

Business Commons

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