Social Policy Institute at Washington University in St. Louis
Lower income households are at risk for material hardship, particularly amidst the economic fallout of COVID-19. Where one lives (e.g. suburb, small town) may affect this risk due to variable access to resources, yet the evidence is mixed concerning the influence of place. We used a pooled, national cross-sectional sample of 66,046 lower-income tax filers to examine differences in material hardship in rural, small town, micropolitan, and urban areas. Controlling only for standard demographic variables, hardship risk appears higher in non-urban areas, yet these differences disappear after controlling for financial characteristics such as liquid assets and home ownership.
Refund to Savings (R2S)
Despard, Mathieu; Taing, Valerie; Weaver, Addie; Roll, Stephen; and Grinstein-Weiss, Michal, "Material Hardship among Lower-Income Households: The Role of Liquid Assets and Place" (2020). Social Policy Institute Research. 33.
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This document is the unedited author’s version of a submitted work that was subsequently accepted for publication in Journal of Poverty, copyright ©️ 2021 after peer review. To access the final edited and published work see https://doi.org/10.1080/10875549.2021.1925801