Language

English (en)

Publication Date

11-5-2025

Summary

To foster stronger futures for children and families in the United States, policymakers and researchers are increasingly turning their attention to early-life asset-building policies, recognizing that such policies are vital components of family well-being and support. In this brief, CSD researchers discuss evidence from the SEED for Oklahoma Kids experiment (SEED OK), which shows that Child Development Account policy shapes mothers, families, and children in profound ways. Child Development Accounts, they conclude, represent a scalable and bipartisan family-support policy, offering early and automatic foundation that reinforces parental hopes and planning while promoting both equity, through progressively structured design, and responsibility, through asset-building principles.

Document Type

Policy Report

Category

Financial Inclusion

Subarea

Asset Building

Original Citation

Huang, J., Sherraden, M., Clancy, M., & Johnson, L. (2025). Beyond money: Early asset-building policy supports mothers, strengthens families, and builds children’s futures (CSD Policy Report No. 25-59). Washington University, Center for Social Development.

Project

SEED for Oklahoma Kids

Keywords

SEED for Oklahoma Kids (SEED OK) ; Child Development Accounts (CDAs) ; policy ; asset building ; financial inclusion ; financial capability ; educational expectations ; parenting ; educational engagement ; child development ; United States ;

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