Language

English (en)

Publication Date

6-4-2025

Summary

A proposal in the 2025 tax-reconciliation bill would provide federal Child Development Account–like accounts for all children born between 2024 and 2028, with a provision enabling children born in 2028 or after to open accounts. This Policy Brief is designed to inform public debate about the legislation through a discussion of the evidence underpinning the most fundamental of many lessons learned from SEED for Oklahoma Kids, the Center for Social Development’s long-running, randomized experiment with Child Development Account policy: the need for a centralized savings-plan platform.

Document Type

Policy Brief

Category

Financial Inclusion

Subarea

Asset Building

Original Citation

Sherraden, M., Clancy, M. M., Huang, J., Boshara, R., & Johnson, L. (2025). Asset building for all, starting at birth: Emergence of federal policy and a key design lesson (CSD Policy Brief No. 25-27). Washington University, Center for Social Development.

Project

SEED for Oklahoma Kids

Keywords

SEED for Oklahoma Kids (SEED OK) ; Child Development Accounts (CDAs) ; financial inclusion ; policy ; United Sttates ;

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