Language

English (en)

Publication Date

4-28-2025

Summary

credit. Analyses drawn upon data from the Workforce Economic Inclusion and Mobility Survey, a survey experiment testing the appeal of employer-sponsored emergency savings accounts. The findings indicate that interest in employer-sponsored emergency savings programs is generally high and that, for low-wage workers, offers of matching contributions are more salient than automatic contributions.

IMPLICATIONS for SECURE 2.0 This is the first research brief in a series examining the implications of the SECURE 2.0 Act for the retirement security of low-wage workers in the United States. All briefs in the Implications for SECURE 2.0 series can be found at https://csd.wustl.edu/tag/secure-2.0/

Document Type

Research Brief

Category

Financial Inclusion

Subarea

Asset Building

Original Citation

Roll, S., Despard, M., & Miller, S. (2025). Savings incentives and the SECURE 2.0 Act: New evidence on employer-sponsored emergency savings accounts and the Saver’s Match (CSD Research Brief No. 25-12), Washington University, Center for Social Development.

Keywords

SECURE 2.0 ; Saver's match ; emergency savings ; policy ; United States ; Retirement with Dignity ;

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