Language

English (en)

Publication Date

3-26-2025

Summary

Households in the United States struggle to save for retirement, and the problem is acute for low- to moderate-income (LMI) households. In 2022, the federal SECURE 2.0 Act created an expansive suite of policy approaches to facilitate saving in LMI households. This brief discusses key provisions of the act and presents findings from the Workforce Economic Inclusion and Mobility (WEIM) survey of a nationally representative sample of vulnerable workers in the United States. The findings suggest opportunities to improve upon the SECURE 2.0 Act’s provisions.

Document Type

Research Brief

Category

Financial Inclusion

Subarea

Asset Building

Original Citation

Roll, S., Despard, M., & Miller, S. (2025). Retirement plan access among low-wage workers in 2024: Implications for SECURE 2.0 (CSD Research Brief No. 25-10). Washington University, Center for Social Development. https://doi.org/10.7936/k2wj-8b08

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