Publication Date

7-1-2008

Summary

This paper addresses Individual Development Accounts, which feature matched savings for the poor as a strategy for building assets. a large, multi-method, and continuing research project known as “The American Dream Demonstration” provides the empirical foundation for the discussion. Several research methods and key results are summarized and discussed. Evidence is considered in light of current and potential policy, and future research directions are suggested.

Document Type

Working Paper

Category

Financial Inclusion

Subarea

Asset Building

Original Citation

Sherraden, M. (2008). IDAs and asset-building policy: Lessons and directions (CSD Working Paper No. 08-12). St. Louis, MO: Washington University, Center for Social Development.

DOI:

https://doi.org/10.7936/K76W99KT

Project

American Dream Policy Demonstration (ADD)

Keywords

ADD, IDA, assets, policy, individual development account, savings outcomes, asset accumulation, asset effects, American Dream Demonstration

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