Date of Award

Spring 5-15-2018

Author's School

Graduate School of Arts and Sciences

Author's Department

Business Administration

Degree Name

Doctor of Philosophy (PhD)

Degree Type



This dissertation empirically examines how households interact with the financial sector. The first chapter examines how changes to the minimum wage affect the employment prospects and financial welfare of low income individuals. The second chapter examines how falling home prices and excess levels of household debt affect household labor supply. The final chapter examines how unemployment insurance affects the supply of household credit. Overall, this dissertation documents novel evidence on the two-sided relation between the household sector and the financial sector.


English (en)

Chair and Committee

Radhakrishnan Gopalan

Committee Members

Jonathan Brogaard, Armando Gomes, Barton Hamilton, Matthew Ringgenberg,


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