Washington University Journal of Law & Policy

Article Title

Dealing with Disruption: Emerging Approaches to Fintech Regulation

Authors

Saule T. Omarova, Beth and Marc Goldberg Professor of Law at Cornell University

Publication Title

Washington University Journal of Law & Policy

Abstract

“Fintech” refers to a variety of digital assets, technologies, and infrastructure that deal with the operation of today’s financial markets. The regulation of this presents both legal and regulatory challenges. This article examines the regulatory responses to fintech disruption; specifically, the “experimentation” approach, the “incorporation” approach, and the “accommodation” approach. These approaches provide a baseline for further discussion and policy analysis in response to “Fintech.”

Recommended Citation

Saule T. Omarova, Dealing with Disruption: Emerging Approaches to Fintech Regulation, 61 Wash. U. J. L. & Pol’y 025 (2020),
https://openscholarship.wustl.edu/law_journal_law_policy/vol61/iss1/9